[et_pb_section fb_built=”1″ make_equal=”on” specialty=”on” padding_top_bottom_link_1=”false” padding_top_bottom_link_2=”false” padding_left_right_link_1=”false” padding_left_right_link_2=”false” padding_top_2=”20px” padding_right_1=”50px” custom_css_main_1=”border-right:1px solid #eeeeee;” _builder_version=”4.3.2″ inner_width=”90%” inner_max_width=”none” inner_module_alignment=”right” custom_padding=”60px||||false|false” top_divider_color=”#3390ff” top_divider_flip=”vertical|horizontal” top_divider_arrangement=”above_content”][et_pb_column type=”3_4″ specialty_columns=”3″ _builder_version=”3.25″ custom_padding=”|||” custom_padding__hover=”|||”][et_pb_row_inner _builder_version=”4.3.2″ custom_padding=”20px||||false|false”][et_pb_column_inner saved_specialty_column_type=”3_4″ _builder_version=”4.3.2″][et_pb_button button_url=”\/disability-insurance-101″ button_text=”Disability Insurance 101″ module_class=”button_icon_right” _builder_version=”4.4.7″ custom_button=”on” button_border_width=”0px” button_letter_spacing=”0px” button_icon=”%%24%%” custom_padding=”0em|0em|0em|0em|false|false”][\/et_pb_button][et_pb_text _builder_version=”4.4.7″ _dynamic_attributes=”content” header_font_size=”38px” custom_margin=”||||false|false” custom_padding=”||||false|false” locked=”off”]@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF90aXRsZSIsInNldHRpbmdzIjp7ImJlZm9yZSI6IjxoMT4iLCJhZnRlciI6IjwvaDE+In19@[\/et_pb_text][et_pb_text _builder_version=”4.5.1″ hover_enabled=”0″]<\/p>\n
Simply put, if you have a job and rely on your income, you most likely need disability insurance.<\/p>\n
Disability insurance can be thought of as insurance for your paycheck. It\u00a0ensures that if you are unable to work due to illness or injury, you would continue to receive a portion of your income to help you make ends meet.\u00a0Everyday expenses like mortgage or rent payments, utility bills, credit card bills and more still pile up even if you can\u2019t work. Hefty medical bills from the illness or injury can often make a bad situation even worse. Disability insurance can cover all this and more.<\/p>\n
This makes disability insurance an important consideration for anyone with earnings from a job. After all, your future earnings could total millions of dollars\u2014and one in four people will become disabled and potentially face financial hardship at some point during his or her working life, according to the Social Security Administration<\/a>.<\/p>\n When thinking about your need for coverage, be sure you consider all the different forms of earned income you may have including:<\/p>\n There are disability insurance policies tailored for those in specific professions, including medical professionals, as well as for those who are self-employed. Those who work for an employer may get disability insurance through their workplace, but the key is to check to see if it would be enough if something happened. To find out how to get disability insurance, explore here<\/a>.<\/p>\n [\/et_pb_text][\/et_pb_column_inner][\/et_pb_row_inner][et_pb_row_inner column_structure=”1_2,1_2″ make_equal=”on” _builder_version=”4.4.7″ background_color=”#f8f7f4″ custom_margin=”10%||||false|false” custom_padding=”0px||0px|||” custom_css_main_element=”align-items:center;” locked=”off” custom_css_main_element_tablet=”display:flex;||flex-wrap:wrap;” custom_css_main_element_last_edited=”on|tablet”][et_pb_column_inner type=”1_2″ saved_specialty_column_type=”3_4″ _builder_version=”4.4.7″][et_pb_text _builder_version=”4.4.7″ text_font=”|700|||||||” text_font_size=”18px” custom_padding=”40px|40px|40px|60px|false|false”]<\/p>\n See how Valerie\u2019s career in medicine was cut short when she became disabled. Luckily, she thought ahead and purchased disability insurance before it happened.<\/p>\n [\/et_pb_text][\/et_pb_column_inner][et_pb_column_inner type=”1_2″ saved_specialty_column_type=”3_4″ _builder_version=”4.4.7″][et_pb_code _builder_version=”4.5.1″ transform_scale_tablet=”” transform_scale_phone=”” transform_scale_last_edited=”on|desktop” transform_translate=”-40px|-60px” transform_translate_tablet=”0px|0px” transform_translate_phone=”” transform_translate_last_edited=”on|tablet” transform_translate_linked=”off” transform_rotate_tablet=”” transform_rotate_phone=”” transform_rotate_last_edited=”on|desktop” transform_skew_tablet=”” transform_skew_phone=”” transform_skew_last_edited=”on|desktop” transform_origin_tablet=”” transform_origin_phone=”” transform_origin_last_edited=”on|desktop” transform_styles_last_edited=”on|tablet” transform_styles_tablet=”” transform_styles_phone=””]\n