{"id":1470,"date":"2017-07-24T13:06:04","date_gmt":"2017-07-24T17:06:04","guid":{"rendered":"https:\/\/lifehappens.org\/?p=1470"},"modified":"2020-04-09T10:42:08","modified_gmt":"2020-04-09T14:42:08","slug":"separating-fact-from-fiction-when-it-comes-to-long-term-care-insurance","status":"publish","type":"post","link":"https:\/\/lifehappens.org\/blog\/separating-fact-from-fiction-when-it-comes-to-long-term-care-insurance\/","title":{"rendered":"Separating Fact From Fiction When It Comes to Long-Term Care Insurance"},"content":{"rendered":"\n\n[et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;3.27.4&#8243;][et_pb_row _builder_version=&#8221;3.27.4&#8243;][et_pb_column _builder_version=&#8221;3.27.4&#8243; type=&#8221;4_4&#8243;][et_pb_text _builder_version=&#8221;3.27.4&#8243; hover_enabled=&#8221;0&#8243;]<p>Few people are prepared to handle the financial burden of long-term health care. In fact, many people have a false sense of security when it comes to long-term care. Let&#8217;s separate fact from fiction:<\/p>\n<p><strong>\u201cMedicare and my Medicare supplement policy will cover it.\u201d<\/strong><\/p>\n<p><strong>FACTS:<\/strong><\/p>\n<ul>\n<li>Medicare and \u201cMedigap\u201d insurance was never intended to pay for ongoing, long-term care. Only about 12% of nursing home costs are paid by Medicare, for short-term skilled nursing home care following hospitalization. (Source: Guide to Long-Term Care Insurance, AHIP, 2013)<\/li>\n<li>Medicare and most health insurance plans, including Medicare supplement policies, do not pay for long-term custodial care. (Source: 2017 Medicare &amp; You, Centers for Medicare &amp; Medicaid Services)<\/li>\n<\/ul>\n<p><strong>\u201cIt won\u2019t happen to me.\u201d<\/strong><\/p>\n<p><strong>FACTS: <\/strong><\/p>\n<ul>\n<li>Almost 70% of people turning age 65 will need long term care services and supports at some point in their lives. (Source: LongTermCare.gov, November 2016)<\/li>\n<li>About 67% of nursing home residents and 70% of assisted living residents are women. (Source: Long-Term Care Providers and Services Users in the United States, February 2016, National Center for Health Statistics)<\/li>\n<\/ul>\n<p><strong>\u201cI can afford it.\u201d<\/strong><\/p>\n<p><strong>FACTS: <\/strong><\/p>\n<ul>\n<li>As a national average, a year in a nursing home is currently estimated to cost about $92,000. In some areas, it can easily cost well over $110,000! (Source: Genworth 2016 Cost of Care Survey, April 2016)<\/li>\n<li>The average length of a nursing home stay is 835 days. (Source: Centers for Disease Control and Prevention, Nursing Home Care FastStats, last updated May 2014)<\/li>\n<li>The national average cost of a one bedroom in an assisted living facility in the U.S. was $43,539 per year in 2016. (Source: Genworth 2016 Cost of Care Survey, April 2016)<\/li>\n<li>Home health care is less expensive, but it still adds up. In 2016, the national average hourly rate for licensed home health aides was $20. Bringing an aide into your home for 20 hours a week can easily cost over $1,600 each month, or almost $20,000 a year. (Source: Genworth 2016 Cost of Care Survey, April 2016)<\/li>\n<\/ul>\n<p><strong>\u201cIf I can\u2019t afford it, I\u2019ll go on Medicaid.\u201d<\/strong><\/p>\n<p><strong>FACTS: <\/strong><\/p>\n<ul>\n<li>Medicaid, or welfare assistance, has many \u201cstrings\u201d attached and is only available to people who meet federal poverty guidelines.<\/li>\n<\/ul>\n<p>Whether purchased for yourself, your spouse or for an aging parent, long-term care insurance can help protect assets accumulated over a lifetime from the ravages of long-term care costs.<\/p>\n[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]\n\n","protected":false},"excerpt":{"rendered":"<p>Few people are prepared to handle the financial burden of long-term health care. In fact, many people have a false sense of security when it comes to long-term care. Let&#8217;s separate fact from fiction: \u201cMedicare and my Medicare supplement policy will cover it.\u201d FACTS: Medicare and \u201cMedigap\u201d insurance was never intended to pay for ongoing, [&hellip;]<\/p>\n","protected":false},"author":19,"featured_media":1472,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"2880","footnotes":""},"categories":[6],"tags":[227,117,65,225,226,206],"class_list":["post-1470","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-long-term-care-insurance","tag-in-home-care","tag-long-term-care","tag-long-term-care-insurance","tag-medicaid","tag-medicare","tag-nursing-home"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v23.8 (Yoast SEO v23.8) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Separating Fact From Fiction When It Comes to Long-Term Care Insurance &#8211; Life Happens<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/lifehappens.org\/blog\/separating-fact-from-fiction-when-it-comes-to-long-term-care-insurance\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Separating Fact From Fiction When It Comes to Long-Term Care Insurance\" \/>\n<meta property=\"og:description\" content=\"[et_pb_fullwidth_module_placeholder selected_tabs=&quot;all&quot;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/lifehappens.org\/blog\/separating-fact-from-fiction-when-it-comes-to-long-term-care-insurance\/\" \/>\n<meta property=\"og:site_name\" content=\"Life Happens\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/lifehappens.org\" \/>\n<meta property=\"article:published_time\" content=\"2017-07-24T17:06:04+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2020-04-09T14:42:08+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/lifehappens.org\/wp-content\/uploads\/2019\/12\/Boomer-couple-in-workout-clothes.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"507\" \/>\n\t<meta property=\"og:image:height\" content=\"338\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Bill O&#039;Quin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@lifehappens\" \/>\n<meta name=\"twitter:site\" content=\"@lifehappens\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Bill O&#039;Quin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/lifehappens.org\/blog\/separating-fact-from-fiction-when-it-comes-to-long-term-care-insurance\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/lifehappens.org\/blog\/separating-fact-from-fiction-when-it-comes-to-long-term-care-insurance\/\"},\"author\":{\"name\":\"Bill O'Quin\",\"@id\":\"https:\/\/lifehappens.org\/#\/schema\/person\/d827515c261af408b4c02afb79f88f85\"},\"headline\":\"Separating Fact From Fiction When It Comes to Long-Term Care Insurance\",\"datePublished\":\"2017-07-24T17:06:04+00:00\",\"dateModified\":\"2020-04-09T14:42:08+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/lifehappens.org\/blog\/separating-fact-from-fiction-when-it-comes-to-long-term-care-insurance\/\"},\"wordCount\":416,\"publisher\":{\"@id\":\"https:\/\/lifehappens.org\/#organization\"},\"image\":{\"@id\":\"https:\/\/lifehappens.org\/blog\/separating-fact-from-fiction-when-it-comes-to-long-term-care-insurance\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/lifehappens.org\/wp-content\/uploads\/2019\/12\/Boomer-couple-in-workout-clothes.jpg\",\"keywords\":[\"in-home care\",\"long-term care\",\"long-term care insurance\",\"Medicaid\",\"Medicare\",\"nursing home\"],\"articleSection\":[\"Long-Term Care Insurance\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/lifehappens.org\/blog\/separating-fact-from-fiction-when-it-comes-to-long-term-care-insurance\/\",\"url\":\"https:\/\/lifehappens.org\/blog\/separating-fact-from-fiction-when-it-comes-to-long-term-care-insurance\/\",\"name\":\"Separating Fact From Fiction When It Comes to Long-Term Care Insurance &#8211; Life Happens\",\"isPartOf\":{\"@id\":\"https:\/\/lifehappens.org\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/lifehappens.org\/blog\/separating-fact-from-fiction-when-it-comes-to-long-term-care-insurance\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/lifehappens.org\/blog\/separating-fact-from-fiction-when-it-comes-to-long-term-care-insurance\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/lifehappens.org\/wp-content\/uploads\/2019\/12\/Boomer-couple-in-workout-clothes.jpg\",\"datePublished\":\"2017-07-24T17:06:04+00:00\",\"dateModified\":\"2020-04-09T14:42:08+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/lifehappens.org\/blog\/separating-fact-from-fiction-when-it-comes-to-long-term-care-insurance\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/lifehappens.org\/blog\/separating-fact-from-fiction-when-it-comes-to-long-term-care-insurance\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/lifehappens.org\/blog\/separating-fact-from-fiction-when-it-comes-to-long-term-care-insurance\/#primaryimage\",\"url\":\"https:\/\/lifehappens.org\/wp-content\/uploads\/2019\/12\/Boomer-couple-in-workout-clothes.jpg\",\"contentUrl\":\"https:\/\/lifehappens.org\/wp-content\/uploads\/2019\/12\/Boomer-couple-in-workout-clothes.jpg\",\"width\":507,\"height\":338,\"caption\":\"Senior Couple Resting After Exercising In Park\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/lifehappens.org\/blog\/separating-fact-from-fiction-when-it-comes-to-long-term-care-insurance\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/lifehappens.org\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Separating Fact From Fiction When It Comes to Long-Term Care Insurance\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/lifehappens.org\/#website\",\"url\":\"https:\/\/lifehappens.org\/\",\"name\":\"Life Happens\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/lifehappens.org\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/lifehappens.org\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/lifehappens.org\/#organization\",\"name\":\"Life Happens\",\"url\":\"https:\/\/lifehappens.org\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/lifehappens.org\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/lifehappens.org\/wp-content\/uploads\/2021\/06\/logo_LifeHappens_primary_horizontal_color_SM.png\",\"contentUrl\":\"https:\/\/lifehappens.org\/wp-content\/uploads\/2021\/06\/logo_LifeHappens_primary_horizontal_color_SM.png\",\"width\":326,\"height\":50,\"caption\":\"Life Happens\"},\"image\":{\"@id\":\"https:\/\/lifehappens.org\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/lifehappens.org\",\"https:\/\/x.com\/lifehappens\",\"https:\/\/www.instagram.com\/lifehappens\/\",\"https:\/\/www.linkedin.com\/company\/lifehappensorg\/\",\"https:\/\/www.youtube.com\/c\/LifeHappensOrg\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/lifehappens.org\/#\/schema\/person\/d827515c261af408b4c02afb79f88f85\",\"name\":\"Bill O'Quin\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/lifehappens.org\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/lifehappens.org\/wp-content\/uploads\/2020\/08\/Bill-OQuinn.jpg\",\"contentUrl\":\"https:\/\/lifehappens.org\/wp-content\/uploads\/2020\/08\/Bill-OQuinn.jpg\",\"caption\":\"Bill O'Quin\"},\"description\":\"Bill is a 40-year veteran of the insurance and financial services industry. He is publisher of The Virtual Assistant, The Virtual Library and The Field Library, the most comprehensive support tools in the industry. TheVirtualAssistant.com is a complete library of point-of-sale presentations, one-pagers, calculators, reference books and more that supports producers regardless of their practice specialty, distribution channel or career stage. He can be contacted at boquin (at) fsonline (dot) com.\",\"url\":\"https:\/\/lifehappens.org\/blog\/author\/bill-oquin\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Separating Fact From Fiction When It Comes to Long-Term Care Insurance &#8211; Life Happens","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/lifehappens.org\/blog\/separating-fact-from-fiction-when-it-comes-to-long-term-care-insurance\/","og_locale":"en_US","og_type":"article","og_title":"Separating Fact From Fiction When It Comes to Long-Term Care Insurance","og_description":"[et_pb_fullwidth_module_placeholder selected_tabs=\"all\"]","og_url":"https:\/\/lifehappens.org\/blog\/separating-fact-from-fiction-when-it-comes-to-long-term-care-insurance\/","og_site_name":"Life Happens","article_publisher":"https:\/\/www.facebook.com\/lifehappens.org","article_published_time":"2017-07-24T17:06:04+00:00","article_modified_time":"2020-04-09T14:42:08+00:00","og_image":[{"width":507,"height":338,"url":"https:\/\/lifehappens.org\/wp-content\/uploads\/2019\/12\/Boomer-couple-in-workout-clothes.jpg","type":"image\/jpeg"}],"author":"Bill O'Quin","twitter_card":"summary_large_image","twitter_creator":"@lifehappens","twitter_site":"@lifehappens","twitter_misc":{"Written by":"Bill O'Quin","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/lifehappens.org\/blog\/separating-fact-from-fiction-when-it-comes-to-long-term-care-insurance\/#article","isPartOf":{"@id":"https:\/\/lifehappens.org\/blog\/separating-fact-from-fiction-when-it-comes-to-long-term-care-insurance\/"},"author":{"name":"Bill O'Quin","@id":"https:\/\/lifehappens.org\/#\/schema\/person\/d827515c261af408b4c02afb79f88f85"},"headline":"Separating Fact From Fiction When It Comes to Long-Term Care Insurance","datePublished":"2017-07-24T17:06:04+00:00","dateModified":"2020-04-09T14:42:08+00:00","mainEntityOfPage":{"@id":"https:\/\/lifehappens.org\/blog\/separating-fact-from-fiction-when-it-comes-to-long-term-care-insurance\/"},"wordCount":416,"publisher":{"@id":"https:\/\/lifehappens.org\/#organization"},"image":{"@id":"https:\/\/lifehappens.org\/blog\/separating-fact-from-fiction-when-it-comes-to-long-term-care-insurance\/#primaryimage"},"thumbnailUrl":"https:\/\/lifehappens.org\/wp-content\/uploads\/2019\/12\/Boomer-couple-in-workout-clothes.jpg","keywords":["in-home care","long-term care","long-term care insurance","Medicaid","Medicare","nursing home"],"articleSection":["Long-Term Care Insurance"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/lifehappens.org\/blog\/separating-fact-from-fiction-when-it-comes-to-long-term-care-insurance\/","url":"https:\/\/lifehappens.org\/blog\/separating-fact-from-fiction-when-it-comes-to-long-term-care-insurance\/","name":"Separating Fact From Fiction When It Comes to Long-Term Care Insurance &#8211; Life Happens","isPartOf":{"@id":"https:\/\/lifehappens.org\/#website"},"primaryImageOfPage":{"@id":"https:\/\/lifehappens.org\/blog\/separating-fact-from-fiction-when-it-comes-to-long-term-care-insurance\/#primaryimage"},"image":{"@id":"https:\/\/lifehappens.org\/blog\/separating-fact-from-fiction-when-it-comes-to-long-term-care-insurance\/#primaryimage"},"thumbnailUrl":"https:\/\/lifehappens.org\/wp-content\/uploads\/2019\/12\/Boomer-couple-in-workout-clothes.jpg","datePublished":"2017-07-24T17:06:04+00:00","dateModified":"2020-04-09T14:42:08+00:00","breadcrumb":{"@id":"https:\/\/lifehappens.org\/blog\/separating-fact-from-fiction-when-it-comes-to-long-term-care-insurance\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/lifehappens.org\/blog\/separating-fact-from-fiction-when-it-comes-to-long-term-care-insurance\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/lifehappens.org\/blog\/separating-fact-from-fiction-when-it-comes-to-long-term-care-insurance\/#primaryimage","url":"https:\/\/lifehappens.org\/wp-content\/uploads\/2019\/12\/Boomer-couple-in-workout-clothes.jpg","contentUrl":"https:\/\/lifehappens.org\/wp-content\/uploads\/2019\/12\/Boomer-couple-in-workout-clothes.jpg","width":507,"height":338,"caption":"Senior Couple Resting After Exercising In Park"},{"@type":"BreadcrumbList","@id":"https:\/\/lifehappens.org\/blog\/separating-fact-from-fiction-when-it-comes-to-long-term-care-insurance\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/lifehappens.org\/"},{"@type":"ListItem","position":2,"name":"Separating Fact From Fiction When It Comes to Long-Term Care Insurance"}]},{"@type":"WebSite","@id":"https:\/\/lifehappens.org\/#website","url":"https:\/\/lifehappens.org\/","name":"Life Happens","description":"","publisher":{"@id":"https:\/\/lifehappens.org\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/lifehappens.org\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/lifehappens.org\/#organization","name":"Life Happens","url":"https:\/\/lifehappens.org\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/lifehappens.org\/#\/schema\/logo\/image\/","url":"https:\/\/lifehappens.org\/wp-content\/uploads\/2021\/06\/logo_LifeHappens_primary_horizontal_color_SM.png","contentUrl":"https:\/\/lifehappens.org\/wp-content\/uploads\/2021\/06\/logo_LifeHappens_primary_horizontal_color_SM.png","width":326,"height":50,"caption":"Life Happens"},"image":{"@id":"https:\/\/lifehappens.org\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/lifehappens.org","https:\/\/x.com\/lifehappens","https:\/\/www.instagram.com\/lifehappens\/","https:\/\/www.linkedin.com\/company\/lifehappensorg\/","https:\/\/www.youtube.com\/c\/LifeHappensOrg"]},{"@type":"Person","@id":"https:\/\/lifehappens.org\/#\/schema\/person\/d827515c261af408b4c02afb79f88f85","name":"Bill O'Quin","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/lifehappens.org\/#\/schema\/person\/image\/","url":"https:\/\/lifehappens.org\/wp-content\/uploads\/2020\/08\/Bill-OQuinn.jpg","contentUrl":"https:\/\/lifehappens.org\/wp-content\/uploads\/2020\/08\/Bill-OQuinn.jpg","caption":"Bill O'Quin"},"description":"Bill is a 40-year veteran of the insurance and financial services industry. He is publisher of The Virtual Assistant, The Virtual Library and The Field Library, the most comprehensive support tools in the industry. TheVirtualAssistant.com is a complete library of point-of-sale presentations, one-pagers, calculators, reference books and more that supports producers regardless of their practice specialty, distribution channel or career stage. He can be contacted at boquin (at) fsonline (dot) com.","url":"https:\/\/lifehappens.org\/blog\/author\/bill-oquin\/"}]}},"_links":{"self":[{"href":"https:\/\/lifehappens.org\/wp-json\/wp\/v2\/posts\/1470","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lifehappens.org\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/lifehappens.org\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/lifehappens.org\/wp-json\/wp\/v2\/users\/19"}],"replies":[{"embeddable":true,"href":"https:\/\/lifehappens.org\/wp-json\/wp\/v2\/comments?post=1470"}],"version-history":[{"count":3,"href":"https:\/\/lifehappens.org\/wp-json\/wp\/v2\/posts\/1470\/revisions"}],"predecessor-version":[{"id":1475,"href":"https:\/\/lifehappens.org\/wp-json\/wp\/v2\/posts\/1470\/revisions\/1475"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/lifehappens.org\/wp-json\/wp\/v2\/media\/1472"}],"wp:attachment":[{"href":"https:\/\/lifehappens.org\/wp-json\/wp\/v2\/media?parent=1470"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/lifehappens.org\/wp-json\/wp\/v2\/categories?post=1470"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/lifehappens.org\/wp-json\/wp\/v2\/tags?post=1470"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}