{"id":19407,"date":"2021-12-01T09:43:45","date_gmt":"2021-12-01T14:43:45","guid":{"rendered":"https:\/\/lifehappens.org\/?page_id=19407"},"modified":"2023-07-12T12:53:45","modified_gmt":"2023-07-12T16:53:45","slug":"how-can-an-annuity-help-me","status":"publish","type":"page","link":"https:\/\/lifehappens.org\/annuity-101\/how-can-an-annuity-help-me\/","title":{"rendered":"How can an annuity help me?"},"content":{"rendered":"

[et_pb_section fb_built=”1″ _builder_version=”4.21.0″ _module_preset=”default” width=”100%” custom_margin=”||||false|false” custom_padding=”0px||||false|false” hover_enabled=”0″ global_colors_info=”{}” theme_builder_area=”post_content” sticky_enabled=”0″][et_pb_row _builder_version=”4.21.0″ _module_preset=”default” custom_padding=”0px|0px||0px|false|false” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_text _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content”]<\/p>\n

As traditional pensions become rare and we are living longer and healthier lives, people are increasingly seeing the appeal of the guaranteed income that an annuity can provide. In fact, 1 in 5 people say they own an annuity.\u00b9<\/p>\n

Here are some things that annuities offer you:
<\/strong><\/p>\n

Retirement certainty.<\/strong> Instead of worrying about whether a lump sum will last through market volatility, millions of Americans are using annuities to provide stable payments they can count on for as long as they live.<\/p>\n

When used in conjunction with other retirement planning tools and strategies, annuities can help you form a solid financial base for your retirement and a sense of control over your financial future. Numerous studies show that retirees who own an annuity report higher confidence in their ability to live the lifestyle they want.<\/p>\n

Income that\u2019s easy to manage.<\/strong> Many retirees have managed household finances their entire lives with regular monthly paychecks. For many, it\u2019s easier to receive predictable, guaranteed monthly income than be responsible for converting a lump sum into lifetime income themselves.<\/p>\n

Other benefits.<\/strong> Annuities offer other advantages as well. For instance, deferred annuities<\/a> allow you to accumulate money on a tax-favored basis during your working years.<\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.21.0″ _module_preset=”default” custom_padding=”0px|0px||0px|false|false” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_text _builder_version=”4.16″ _module_preset=”default” text_font_size=”12px” text_line_height=”1.4em” global_colors_info=”{}” theme_builder_area=”post_content”]\u00b9 2021 Insurance Barometer Study by Life Happens and LIMRA <\/a>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"

As traditional pensions become rare and we are living longer and healthier lives, people are increasingly seeing the appeal of the guaranteed income that an annuity can provide. In fact, 1 in 5 people say they own an annuity.\u00b9 Here are some things that annuities offer you: Retirement certainty. Instead of worrying about whether a […]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":19384,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-19407","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"\nHow can an annuity help me? – Life Happens<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/lifehappens.org\/annuity-101\/how-can-an-annuity-help-me\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How can an annuity help me?\" \/>\n<meta property=\"og:description\" content=\"[et_pb_fullwidth_module_placeholder selected_tabs="all"]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/lifehappens.org\/annuity-101\/how-can-an-annuity-help-me\/\" \/>\n<meta property=\"og:site_name\" content=\"Life Happens\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/lifehappens.org\" \/>\n<meta property=\"article:modified_time\" content=\"2023-07-12T16:53:45+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/lifehappens.org\/wp-content\/uploads\/2021\/06\/og_image_LifeHappens_logo.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"628\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@lifehappens\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/lifehappens.org\/annuity-101\/how-can-an-annuity-help-me\/\",\"url\":\"https:\/\/lifehappens.org\/annuity-101\/how-can-an-annuity-help-me\/\",\"name\":\"How can an annuity help me? 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