{"id":21844,"date":"2022-09-08T09:57:16","date_gmt":"2022-09-08T13:57:16","guid":{"rendered":"https:\/\/lifehappens.org\/?p=21844"},"modified":"2022-09-20T14:10:59","modified_gmt":"2022-09-20T18:10:59","slug":"5-myths-the-hispanic-community-has-about-life-insurance","status":"publish","type":"post","link":"https:\/\/lifehappens.org\/blog\/5-myths-the-hispanic-community-has-about-life-insurance\/","title":{"rendered":"5 Myths the Hispanic Community Has About Life Insurance"},"content":{"rendered":"\n\n[et_pb_section fb_built=”1″ _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_row _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_column type=”4_4″ _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_text _builder_version=”4.18.0″ _module_preset=”default” hover_enabled=”0″ global_colors_info=”{}” theme_builder_area=”post_content” sticky_enabled=”0″]

Insurance professional and Mexican American Monica Rangel works hard to educate the Hispanic community about life insurance.<\/p>\n

The founder and CEO of Efficient Financial and Insurance Solutions in Brea, Calif., regularly helps members of her local community get life insurance coverage. Here are the biggest misconceptions she encounters from her Hispanic clients.<\/p>\n

1. We can rely on loans or help from family if anything happens.<\/strong><\/h2>\n

Monica says this is one of the most frequent myths she hears in the Hispanic community. Many clients like to think that their children will take care of them or that extended family members will come forward in times of need; any money needed beyond that could be covered by loans. But as she says, \u201cYour kids are not your retirement plan.\u201d<\/p>\n

We know we can rely on our families for support as we navigate life. However, if you were to die, your family\u2019s world would shift on its axis\u2014emotionally and financially. A time of grief is not the time to crowdsource funeral funds or endure added stress from money troubles.<\/p>\n

Life insurance may be a solution that fits your budget so that doesn\u2019t happen.<\/p>\n

2. Life insurance will be a free ride for my kids.<\/strong><\/h2>\n

For many of Monica\u2019s clients, it\u2019s important to them that their children learn how to earn things. When \u201cnothing is free\u201d in life, they want to teach their kids how to work hard and get what they need.<\/p>\n

According to recent data<\/a> from the 2022 Insurance Barometer Study by Life Happens and LIMRA, Hispanic Americans have a slightly higher likelihood than other race and ethnic groups to say that they value hard work and don\u2019t feel that anyone should get richer from their life insurance policy (35 percent).<\/p>\n

Your parents taught you hard work, and that\u2019s what you\u2019re teaching your children. But life insurance isn\u2019t about leaving your kids a financial windfall. It\u2019s about practicing\u2014and teaching\u2014the principles of personal financial responsibility.<\/p>\n

As Monica puts it, \u201cIsn\u2019t it our job as parents to help our kids learn to be better than us? We came here for a better life, the \u2018American Dream.\u2019 We immigrated to this country to give our kids better opportunities. Why aren\u2019t we using our knowledge we\u2019ve learned here to create a financial step up? Why wouldn\u2019t we give them a tool, like life insurance, to help them?\u201d<\/p>\n

Preparing for the future with life insurance is a lesson in goal setting, budgeting and discipline that can help your loved ones to be OK financially\u2014that\u2019s a valuable lesson to pass on.<\/p>\n

3. I’m going to \u201cjinx\u201d myself if I get life insurance.<\/strong><\/h2>\n

Monica says some of her Hispanic clients fear that getting life insurance will tempt fate. They think something bad will happen to them as a result of getting coverage.<\/p>\n

\u201cThe image I have in my head is the grim reaper,\u201d she laughs. \u201cI promise the grim reaper doesn\u2019t follow me around! If that really happened, life insurance companies would be out of business.\u201d<\/p>\n

Overall, only a quarter of Americans are comfortable talking about end-of-life planning, but Hispanics report they\u2019re even less at ease when it comes to those conversations, according to the same Barometer Study.<\/p>\n

We get it, talking about death isn\u2019t on the top of your to-do list. Just like those annual doctor appointments or finally getting the car serviced\u2026 it\u2019s easier to put it off. But tomorrow is never guaranteed. The more familiar you are with life insurance, the easier it becomes to have those tough conversations. For more tips on talking about life insurance with your loved ones, check out this article<\/a>.<\/p>\n

4. I’m only going to leave this earth with a handful of dirt. I might as well “live it up” while I can.<\/strong><\/h2>\n

Monica shares that many of her Hispanic clients feel that life is about living it to the fullest. \u201cIt\u2019s very much a cultural thing to think of living in the day-to-day. Even in Spanish songs, there\u2019s a common theme of \u2018you\u2019re only going to take dirt with you when you die,\u2019 so you might as well live it up while you can.\u201d She says this contributes to a culture of living paycheck to paycheck.<\/p>\n

This sentiment is supported by the Barometer Study, which shows that paying monthly bills is a top-five financial concern for Hispanic Americans, but not for other ethnic groups. This relatively high level of concern among Hispanic respondents (46%) suggests many members of this group aren\u2019t able to address competing financial priorities.<\/p>\n

It\u2019s understandable\u2026 bills, rent or mortgage, car payments, childcare, food, gas. The list goes on. But what would happen to your family financially if you died? If you\u2019re gone, so is your income, but their bills and expenses stay the same. If money is tight, life insurance picks up the financial burden for your family when you\u2019re no longer there to do it.<\/p>\n

What Monica tells her clients is, \u201cIt\u2019s ok to live it up, but why don\u2019t you pay yourself first? Live it up today, but also, let\u2019s create a strategy so you can live it up tomorrow<\/em> too.\u201d<\/p>\n

5. I’m going to lose all the money I’ve put into the policy and not get anything back.<\/strong><\/h2>\n

Monica says her clients often misunderstand life insurance and view it like other types of insurance where you make payments \u201cjust in case,\u201d but don\u2019t necessarily receive anything in return.<\/p>\n

She is quick to educate clients about the different types of life insurance. While it\u2019s possible that your beneficiaries wouldn\u2019t receive a death benefit with term insurance if you died after the term ended, with permanent insurance you\u2019ll have lifelong protection for as long as you pay the premiums. This means your beneficiaries will<\/em> receive a payout when you die (based on the claims-paying ability of the insurer), whether that happens to be next month or 40 years from now.<\/p>\n

Another way that permanent insurance dispels this myth is through what is known as living benefits<\/a>. These policies can build cash value over time that you can use while you\u2019re still alive to pay for anything you wish, like a down payment on a home, income for your retirement and more (accessing the cash value will decrease the death benefit).<\/p>\n

 <\/p>\n

Working with an insurance professional like Monica is a great way to learn more and get coverage. Check out our helpful information on how to choose a qualified insurance professional<\/a>. Then use our Agent Locator<\/a> to find one in your area.<\/p>\n

#1949257<\/p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]\n\n","protected":false},"excerpt":{"rendered":"

Insurance professional and Mexican American Monica Rangel works hard to educate the Hispanic community about life insurance. The founder and CEO of Efficient Financial and Insurance Solutions in Brea, Calif., regularly helps members of her local community get life insurance coverage. Here are the biggest misconceptions she encounters from her Hispanic clients. 1. We can […]<\/p>\n","protected":false},"author":39,"featured_media":21847,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[4],"tags":[478,479,481,480,25,14,61,70,24,366,217,482],"class_list":["post-21844","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-life-insurance","tag-hispanic","tag-hispanic-community","tag-hispanic-heritage-month","tag-latino","tag-liam","tag-life-insurance","tag-life-insurance-advice","tag-life-insurance-agent","tag-life-insurance-awareness-month","tag-life-insurance-coverage","tag-life-insurance-myths","tag-myths-and-misconceptions"],"acf":[],"yoast_head":"\n5 Myths the Hispanic Community Has About Life Insurance – Life Happens<\/title>\n<meta name=\"description\" content=\""I\u2019m going to 'jinx' myself if I get life insurance." Sound familiar? Read about this myth and four others the Hispanic community has about life insurance.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/lifehappens.org\/blog\/5-myths-the-hispanic-community-has-about-life-insurance\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"5 Myths the Hispanic Community Has About Life Insurance\" \/>\n<meta property=\"og:description\" content=\""I\u2019m going to 'jinx' myself if I get life insurance." Sound familiar? Read about this myth and four others the Hispanic community has about life insurance.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/lifehappens.org\/blog\/5-myths-the-hispanic-community-has-about-life-insurance\/\" \/>\n<meta property=\"og:site_name\" content=\"Life Happens\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/lifehappens.org\" \/>\n<meta property=\"article:published_time\" content=\"2022-09-08T13:57:16+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-09-20T18:10:59+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/lifehappens.org\/wp-content\/uploads\/2022\/09\/image_stock_mom_daughter_swing_GettyImages-79123042.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2000\" \/>\n\t<meta property=\"og:image:height\" content=\"1258\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Devin Pascoe\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@lifehappens\" \/>\n<meta name=\"twitter:site\" content=\"@lifehappens\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Devin Pascoe\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/lifehappens.org\/blog\/5-myths-the-hispanic-community-has-about-life-insurance\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/lifehappens.org\/blog\/5-myths-the-hispanic-community-has-about-life-insurance\/\"},\"author\":{\"name\":\"Devin Pascoe\",\"@id\":\"https:\/\/lifehappens.org\/#\/schema\/person\/24a37adcafe1f2fb74aaeb53e95e0388\"},\"headline\":\"5 Myths the Hispanic Community Has About Life Insurance\",\"datePublished\":\"2022-09-08T13:57:16+00:00\",\"dateModified\":\"2022-09-20T18:10:59+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/lifehappens.org\/blog\/5-myths-the-hispanic-community-has-about-life-insurance\/\"},\"wordCount\":1200,\"publisher\":{\"@id\":\"https:\/\/lifehappens.org\/#organization\"},\"image\":{\"@id\":\"https:\/\/lifehappens.org\/blog\/5-myths-the-hispanic-community-has-about-life-insurance\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/lifehappens.org\/wp-content\/uploads\/2022\/09\/image_stock_mom_daughter_swing_GettyImages-79123042.jpg\",\"keywords\":[\"Hispanic\",\"Hispanic community\",\"Hispanic Heritage Month\",\"Latino\",\"LIAM\",\"life insurance\",\"life insurance advice\",\"life insurance agent\",\"Life Insurance Awareness Month\",\"life insurance coverage\",\"life insurance myths\",\"myths and misconceptions\"],\"articleSection\":[\"Life Insurance\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/lifehappens.org\/blog\/5-myths-the-hispanic-community-has-about-life-insurance\/\",\"url\":\"https:\/\/lifehappens.org\/blog\/5-myths-the-hispanic-community-has-about-life-insurance\/\",\"name\":\"5 Myths the Hispanic Community Has About Life Insurance – Life Happens\",\"isPartOf\":{\"@id\":\"https:\/\/lifehappens.org\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/lifehappens.org\/blog\/5-myths-the-hispanic-community-has-about-life-insurance\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/lifehappens.org\/blog\/5-myths-the-hispanic-community-has-about-life-insurance\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/lifehappens.org\/wp-content\/uploads\/2022\/09\/image_stock_mom_daughter_swing_GettyImages-79123042.jpg\",\"datePublished\":\"2022-09-08T13:57:16+00:00\",\"dateModified\":\"2022-09-20T18:10:59+00:00\",\"description\":\"\\\"I\u2019m going to 'jinx' myself if I get life insurance.\\\" Sound familiar? Read about this myth and four others the Hispanic community has about life insurance.\",\"breadcrumb\":{\"@id\":\"https:\/\/lifehappens.org\/blog\/5-myths-the-hispanic-community-has-about-life-insurance\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/lifehappens.org\/blog\/5-myths-the-hispanic-community-has-about-life-insurance\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/lifehappens.org\/blog\/5-myths-the-hispanic-community-has-about-life-insurance\/#primaryimage\",\"url\":\"https:\/\/lifehappens.org\/wp-content\/uploads\/2022\/09\/image_stock_mom_daughter_swing_GettyImages-79123042.jpg\",\"contentUrl\":\"https:\/\/lifehappens.org\/wp-content\/uploads\/2022\/09\/image_stock_mom_daughter_swing_GettyImages-79123042.jpg\",\"width\":2000,\"height\":1258,\"caption\":\"Mother and daughter on swing\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/lifehappens.org\/blog\/5-myths-the-hispanic-community-has-about-life-insurance\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/lifehappens.org\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"5 Myths the Hispanic Community Has About Life Insurance\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/lifehappens.org\/#website\",\"url\":\"https:\/\/lifehappens.org\/\",\"name\":\"Life Happens\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/lifehappens.org\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/lifehappens.org\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/lifehappens.org\/#organization\",\"name\":\"Life Happens\",\"url\":\"https:\/\/lifehappens.org\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/lifehappens.org\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/lifehappens.org\/wp-content\/uploads\/2021\/06\/logo_LifeHappens_primary_horizontal_color_SM.png\",\"contentUrl\":\"https:\/\/lifehappens.org\/wp-content\/uploads\/2021\/06\/logo_LifeHappens_primary_horizontal_color_SM.png\",\"width\":326,\"height\":50,\"caption\":\"Life Happens\"},\"image\":{\"@id\":\"https:\/\/lifehappens.org\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/lifehappens.org\",\"https:\/\/x.com\/lifehappens\",\"https:\/\/www.instagram.com\/lifehappens\/\",\"https:\/\/www.linkedin.com\/company\/lifehappensorg\/\",\"https:\/\/www.youtube.com\/c\/LifeHappensOrg\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/lifehappens.org\/#\/schema\/person\/24a37adcafe1f2fb74aaeb53e95e0388\",\"name\":\"Devin Pascoe\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/lifehappens.org\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/lifehappens.org\/wp-content\/uploads\/2020\/08\/photo_staff_Devin_Pascoe-150x150.jpg\",\"contentUrl\":\"https:\/\/lifehappens.org\/wp-content\/uploads\/2020\/08\/photo_staff_Devin_Pascoe-150x150.jpg\",\"caption\":\"Devin Pascoe\"},\"description\":\"Devin Pascoe, Marketing Director at Life Happens, oversees marketing strategy and growth of the organization's digital channels, creating content for social media, emails, and the consumer website.\",\"url\":\"https:\/\/lifehappens.org\/blog\/author\/devin\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"5 Myths the Hispanic Community Has About Life Insurance – Life Happens","description":"\"I\u2019m going to 'jinx' myself if I get life insurance.\" Sound familiar? Read about this myth and four others the Hispanic community has about life insurance.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/lifehappens.org\/blog\/5-myths-the-hispanic-community-has-about-life-insurance\/","og_locale":"en_US","og_type":"article","og_title":"5 Myths the Hispanic Community Has About Life Insurance","og_description":"\"I\u2019m going to 'jinx' myself if I get life insurance.\" Sound familiar? Read about this myth and four others the Hispanic community has about life insurance.","og_url":"https:\/\/lifehappens.org\/blog\/5-myths-the-hispanic-community-has-about-life-insurance\/","og_site_name":"Life Happens","article_publisher":"https:\/\/www.facebook.com\/lifehappens.org","article_published_time":"2022-09-08T13:57:16+00:00","article_modified_time":"2022-09-20T18:10:59+00:00","og_image":[{"width":2000,"height":1258,"url":"https:\/\/lifehappens.org\/wp-content\/uploads\/2022\/09\/image_stock_mom_daughter_swing_GettyImages-79123042.jpg","type":"image\/jpeg"}],"author":"Devin Pascoe","twitter_card":"summary_large_image","twitter_creator":"@lifehappens","twitter_site":"@lifehappens","twitter_misc":{"Written by":"Devin Pascoe","Est. reading time":"5 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/lifehappens.org\/blog\/5-myths-the-hispanic-community-has-about-life-insurance\/#article","isPartOf":{"@id":"https:\/\/lifehappens.org\/blog\/5-myths-the-hispanic-community-has-about-life-insurance\/"},"author":{"name":"Devin Pascoe","@id":"https:\/\/lifehappens.org\/#\/schema\/person\/24a37adcafe1f2fb74aaeb53e95e0388"},"headline":"5 Myths the Hispanic Community Has About Life Insurance","datePublished":"2022-09-08T13:57:16+00:00","dateModified":"2022-09-20T18:10:59+00:00","mainEntityOfPage":{"@id":"https:\/\/lifehappens.org\/blog\/5-myths-the-hispanic-community-has-about-life-insurance\/"},"wordCount":1200,"publisher":{"@id":"https:\/\/lifehappens.org\/#organization"},"image":{"@id":"https:\/\/lifehappens.org\/blog\/5-myths-the-hispanic-community-has-about-life-insurance\/#primaryimage"},"thumbnailUrl":"https:\/\/lifehappens.org\/wp-content\/uploads\/2022\/09\/image_stock_mom_daughter_swing_GettyImages-79123042.jpg","keywords":["Hispanic","Hispanic community","Hispanic Heritage Month","Latino","LIAM","life insurance","life insurance advice","life insurance agent","Life Insurance Awareness Month","life insurance coverage","life insurance myths","myths and misconceptions"],"articleSection":["Life Insurance"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/lifehappens.org\/blog\/5-myths-the-hispanic-community-has-about-life-insurance\/","url":"https:\/\/lifehappens.org\/blog\/5-myths-the-hispanic-community-has-about-life-insurance\/","name":"5 Myths the Hispanic Community Has About Life Insurance – Life Happens","isPartOf":{"@id":"https:\/\/lifehappens.org\/#website"},"primaryImageOfPage":{"@id":"https:\/\/lifehappens.org\/blog\/5-myths-the-hispanic-community-has-about-life-insurance\/#primaryimage"},"image":{"@id":"https:\/\/lifehappens.org\/blog\/5-myths-the-hispanic-community-has-about-life-insurance\/#primaryimage"},"thumbnailUrl":"https:\/\/lifehappens.org\/wp-content\/uploads\/2022\/09\/image_stock_mom_daughter_swing_GettyImages-79123042.jpg","datePublished":"2022-09-08T13:57:16+00:00","dateModified":"2022-09-20T18:10:59+00:00","description":"\"I\u2019m going to 'jinx' myself if I get life insurance.\" Sound familiar? Read about this myth and four others the Hispanic community has about life insurance.","breadcrumb":{"@id":"https:\/\/lifehappens.org\/blog\/5-myths-the-hispanic-community-has-about-life-insurance\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/lifehappens.org\/blog\/5-myths-the-hispanic-community-has-about-life-insurance\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/lifehappens.org\/blog\/5-myths-the-hispanic-community-has-about-life-insurance\/#primaryimage","url":"https:\/\/lifehappens.org\/wp-content\/uploads\/2022\/09\/image_stock_mom_daughter_swing_GettyImages-79123042.jpg","contentUrl":"https:\/\/lifehappens.org\/wp-content\/uploads\/2022\/09\/image_stock_mom_daughter_swing_GettyImages-79123042.jpg","width":2000,"height":1258,"caption":"Mother and daughter on swing"},{"@type":"BreadcrumbList","@id":"https:\/\/lifehappens.org\/blog\/5-myths-the-hispanic-community-has-about-life-insurance\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/lifehappens.org\/"},{"@type":"ListItem","position":2,"name":"5 Myths the Hispanic Community Has About Life Insurance"}]},{"@type":"WebSite","@id":"https:\/\/lifehappens.org\/#website","url":"https:\/\/lifehappens.org\/","name":"Life Happens","description":"","publisher":{"@id":"https:\/\/lifehappens.org\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/lifehappens.org\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/lifehappens.org\/#organization","name":"Life Happens","url":"https:\/\/lifehappens.org\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/lifehappens.org\/#\/schema\/logo\/image\/","url":"https:\/\/lifehappens.org\/wp-content\/uploads\/2021\/06\/logo_LifeHappens_primary_horizontal_color_SM.png","contentUrl":"https:\/\/lifehappens.org\/wp-content\/uploads\/2021\/06\/logo_LifeHappens_primary_horizontal_color_SM.png","width":326,"height":50,"caption":"Life Happens"},"image":{"@id":"https:\/\/lifehappens.org\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/lifehappens.org","https:\/\/x.com\/lifehappens","https:\/\/www.instagram.com\/lifehappens\/","https:\/\/www.linkedin.com\/company\/lifehappensorg\/","https:\/\/www.youtube.com\/c\/LifeHappensOrg"]},{"@type":"Person","@id":"https:\/\/lifehappens.org\/#\/schema\/person\/24a37adcafe1f2fb74aaeb53e95e0388","name":"Devin Pascoe","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/lifehappens.org\/#\/schema\/person\/image\/","url":"https:\/\/lifehappens.org\/wp-content\/uploads\/2020\/08\/photo_staff_Devin_Pascoe-150x150.jpg","contentUrl":"https:\/\/lifehappens.org\/wp-content\/uploads\/2020\/08\/photo_staff_Devin_Pascoe-150x150.jpg","caption":"Devin Pascoe"},"description":"Devin Pascoe, Marketing Director at Life Happens, oversees marketing strategy and growth of the organization's digital channels, creating content for social media, emails, and the consumer website.","url":"https:\/\/lifehappens.org\/blog\/author\/devin\/"}]}},"_links":{"self":[{"href":"https:\/\/lifehappens.org\/wp-json\/wp\/v2\/posts\/21844","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lifehappens.org\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/lifehappens.org\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/lifehappens.org\/wp-json\/wp\/v2\/users\/39"}],"replies":[{"embeddable":true,"href":"https:\/\/lifehappens.org\/wp-json\/wp\/v2\/comments?post=21844"}],"version-history":[{"count":5,"href":"https:\/\/lifehappens.org\/wp-json\/wp\/v2\/posts\/21844\/revisions"}],"predecessor-version":[{"id":21850,"href":"https:\/\/lifehappens.org\/wp-json\/wp\/v2\/posts\/21844\/revisions\/21850"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/lifehappens.org\/wp-json\/wp\/v2\/media\/21847"}],"wp:attachment":[{"href":"https:\/\/lifehappens.org\/wp-json\/wp\/v2\/media?parent=21844"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/lifehappens.org\/wp-json\/wp\/v2\/categories?post=21844"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/lifehappens.org\/wp-json\/wp\/v2\/tags?post=21844"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}