{"id":22005,"date":"2022-12-15T11:29:13","date_gmt":"2022-12-15T16:29:13","guid":{"rendered":"https:\/\/lifehappens.org\/?page_id=22005"},"modified":"2023-03-09T14:49:40","modified_gmt":"2023-03-09T19:49:40","slug":"2022-annual-report","status":"publish","type":"page","link":"https:\/\/lifehappens.org\/2022-annual-report\/","title":{"rendered":"2022 Annual Report"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#156064&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/lifehappens.org\/wp-content\/uploads\/2023\/01\/logo_LifeHappens_primary_horizontal_white_green.png&#8221; title_text=&#8221;logo_LifeHappens_primary_horizontal_white_green&#8221; align=&#8221;center&#8221; _builder_version=&#8221;4.19.4&#8243; _module_preset=&#8221;default&#8221; height=&#8221;30px&#8221; height_tablet=&#8221;30px&#8221; height_phone=&#8221;22px&#8221; height_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][\/et_pb_row][et_pb_row make_equal=&#8221;on&#8221; _builder_version=&#8221;4.19.3&#8243; _module_preset=&#8221;default&#8221; background_image=&#8221;https:\/\/lifehappens.org\/wp-content\/uploads\/2022\/12\/image_bg_year_2022.png&#8221; background_size=&#8221;contain&#8221; min_height=&#8221;400px&#8221; min_height_tablet=&#8221;300px&#8221; min_height_phone=&#8221;180px&#8221; min_height_last_edited=&#8221;on|phone&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; custom_css_main_element=&#8221;  display: flex;||  justify-content: center;||  align-items: center;&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.19.3&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;|800||on|||||&#8221; header_text_align=&#8221;center&#8221; header_text_color=&#8221;#FFFFFF&#8221; header_font_size=&#8221;72px&#8221; text_orientation=&#8221;center&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;||||false|false&#8221; custom_padding_tablet=&#8221;||||false|false&#8221; custom_padding_phone=&#8221;10px||||false|false&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; header_font_size_tablet=&#8221;52px&#8221; header_font_size_phone=&#8221;30px&#8221; header_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h1>Annual Report<\/h1>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_code _builder_version=&#8221;4.19.3&#8243; _module_preset=&#8221;default&#8221; width=&#8221;40px&#8221; width_tablet=&#8221;40px&#8221; width_phone=&#8221;30px&#8221; width_last_edited=&#8221;on|phone&#8221; module_alignment=&#8221;center&#8221; height=&#8221;30px&#8221; link_option_url=&#8221;#letter&#8221; global_colors_info=&#8221;{}&#8221;]<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\"><!--! Font Awesome Pro 6.2.1 by @fontawesome - https:\/\/fontawesome.com License - https:\/\/fontawesome.com\/license (Commercial License) Copyright 2022 Fonticons, Inc. --><path fill=\"#ffffff\" d=\"M362.1 210.5l-106.2 113.7L149.8 210.5C148.3 208.9 146.1 208 143.1 208c-1.969 0-3.906 .7187-5.469 2.156C135.3 213.2 135.1 218.2 138.1 221.5l112 120c3 3.25 8.688 3.25 11.69 0l112-120c3.031-3.219 2.844-8.281-.375-11.3C370.2 207.2 365.2 207.3 362.1 210.5zM256 0C114.6 0 0 114.6 0 256s114.6 256 256 256s256-114.6 256-256S397.4 0 256 0zM256 496c-132.3 0-240-107.7-240-240S123.7 16 256 16s240 107.7 240 240S388.3 496 256 496z\"\/><\/svg>[\/et_pb_code][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; module_id=&#8221;letter&#8221; _builder_version=&#8221;4.19.4&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#FFFFFF&#8221; background_enable_mask_style=&#8221;on&#8221; background_mask_style=&#8221;corner-lake&#8221; background_mask_color=&#8221;rgba(248,247,244,0.5)&#8221; background_mask_transform=&#8221;invert&#8221; background_mask_size=&#8221;cover&#8221; background_mask_position=&#8221;center_left&#8221; background_mask_horizontal_offset=&#8221;0%&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row column_structure=&#8221;1_4,3_4&#8243; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/lifehappens.org\/wp-content\/uploads\/2022\/12\/image_John_Flatley.png&#8221; title_text=&#8221;image_John_Flatley&#8221; _builder_version=&#8221;4.19.3&#8243; _module_preset=&#8221;default&#8221; width_tablet=&#8221;30%&#8221; width_phone=&#8221;40%&#8221; width_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][et_pb_column type=&#8221;3_4&#8243; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.19.3&#8243; _module_preset=&#8221;default&#8221; header_2_font=&#8221;Montserrat|900|||||||&#8221; header_2_font_size=&#8221;42px&#8221; custom_margin_tablet=&#8221;&#8221; custom_margin_phone=&#8221;||10px||false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; custom_padding_tablet=&#8221;&#8221; custom_padding_phone=&#8221;||||false|false&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; header_2_font_size_tablet=&#8221;42px&#8221; header_2_font_size_phone=&#8221;32px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>Message from the President &amp; CEO<\/h2>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Life Happens is committed to educating more diverse audiences about the importance of insurance, because life insurance (and disability insurance, LTCI and annuities) is truly for <strong>everyone<\/strong>.<\/p>\n<p>This year, we focused on reaching the Hispanic American market, which built on the successes and learnings we had last year as we reached out to the Black American market.<\/p>\n<p>This commitment is a necessary one. According to the <a href=\"https:\/\/lifehappens.org\/research\/owning-life-insurance-provides-a-clear-path-to-financial-security\/\" target=\"_blank\" rel=\"noopener\">2022 Insurance Barometer Study<\/a> that Life Happens conducts in partnership with LIMRA, life insurance ownership among Hispanic Americans is at 42%, which is well below the U.S. average of 50%.<\/p>\n<p>The Hispanic community also has the highest need: 51% say they need life insurance, or more of it. This suggests <strong>22 million Hispanics in the U.S. need coverage <\/strong>(based on U.S. Census data).<\/p>\n<p><strong>This year, Life Happens focused on reaching more Hispanic Americans with the message that getting life insurance is an easy decision to make for the ones you love. This was accomplished through our:<\/strong><\/p>\n<ul>\n<li>collaboration with Roselyn S\u00e1nchez as the first bilingual spokesperson for Life Insurance Awareness Month<\/li>\n<li>a supplemental report of the Barometer Study focused specifically on the Hispanic market<\/li>\n<li>new content released for Hispanic Heritage Month with more resources than ever available in Spanish<\/li>\n<li>our work with Hispanic artists and content creators, and more.<\/li>\n<\/ul>\n<p>I\u2019m proud of these activations not just for their breadth but also for their attention to detail. We worked closely with our Diversity Advisory Group to create content that would speak to this audience in an authentic way. We will continue to build upon these efforts with a sustained commitment to educating diverse communities in the years to come.<\/p>\n<p>These are just a few of the highlights from this year\u2019s many initiatives, and we have more planned for 2023. I want to thank each of you who has supported Life Happens and shares our vision. Together we can achieve our nonprofit mission of giving <em>all<\/em> Americans unbiased information to help them make smart insurance choices\u2014and then, with your help, get the coverage they need to protect their loved ones.<\/p>\n<p>[\/et_pb_text][et_pb_image src=&#8221;https:\/\/lifehappens.org\/wp-content\/uploads\/2022\/12\/JF-Signature.png&#8221; title_text=&#8221;JF Signature&#8221; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; max_height=&#8221;60px&#8221; custom_margin=&#8221;||2px||false|false&#8221; custom_padding=&#8221;||||false|false&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][et_pb_text _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]Interim President and CEO[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#00C67F&#8221; top_divider_color=&#8221;#F4F2EF&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.19.3&#8243; _module_preset=&#8221;default&#8221; header_2_font=&#8221;Montserrat|900|||||||&#8221; header_2_font_size=&#8221;32px&#8221; background_layout=&#8221;dark&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>Mission<\/h2>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;20px&#8221; background_layout=&#8221;dark&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Life Happens\u2019 mission as a nonprofit is to give you unbiased information to help you make smart insurance choices to protect your loved ones.<\/p>\n<p>We don\u2019t sell anything, and we don\u2019t endorse any particular insurance products or companies. <strong>Our mission is only to help educate you.<\/strong><\/p>\n<p>We fulfill this mission in two ways:<\/p>\n<ol>\n<li>by sharing our educational message via our website, press coverage and social media so we can directly reach the greatest amount of people possible<\/li>\n<li>by partnering with member insurance companies so they can share our content and message with their agents and clients<\/li>\n<\/ol>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; prev_background_color=&#8221;#00C67F&#8221; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#F4F2EF&#8221; background_enable_mask_style=&#8221;on&#8221; background_mask_style=&#8221;corner-lake&#8221; background_mask_color=&#8221;#F8F7F4&#8243; background_mask_transform=&#8221;invert|flip_vertical|flip_horizontal&#8221; background_mask_size=&#8221;cover&#8221; custom_padding=&#8221;100px||||false|false&#8221; top_divider_style=&#8221;wave&#8221; top_divider_flip=&#8221;horizontal&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||0px|||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.19.3&#8243; _module_preset=&#8221;default&#8221; header_2_font=&#8221;Montserrat|900|||||||&#8221; header_2_font_size=&#8221;70px&#8221; text_orientation=&#8221;right&#8221; header_2_font_size_tablet=&#8221;60px&#8221; header_2_font_size_phone=&#8221;46px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>2022 At a Glance<\/h2>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_3,1_3,1_3&#8243; _builder_version=&#8221;4.19.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; custom_css_main_element_last_edited=&#8221;on|tablet&#8221; custom_css_main_element_tablet=&#8221;display:flex;&#8221; custom_css_main_element_phone=&#8221;display:block;&#8221;][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.19.3&#8243; _module_preset=&#8221;default&#8221; custom_padding_tablet=&#8221;|5px|||false|false&#8221; custom_padding_phone=&#8221;|5px|||false|false&#8221; custom_padding_last_edited=&#8221;on|tablet&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.19.4&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Montserrat|500|||||||&#8221; text_font_size=&#8221;26px&#8221; text_line_height=&#8221;1.1em&#8221; header_3_font=&#8221;Montserrat|900|||||||&#8221; header_3_font_size=&#8221;54px&#8221; header_3_line_height=&#8221;0.9em&#8221; background_color=&#8221;#00C67F&#8221; background_layout=&#8221;dark&#8221; custom_margin=&#8221;||10%||false|false&#8221; custom_margin_tablet=&#8221;||6%||false|false&#8221; custom_margin_phone=&#8221;||30px||false|false&#8221; custom_margin_last_edited=&#8221;on|tablet&#8221; custom_padding=&#8221;18%|4%|18%|10%|false|false&#8221; custom_padding_tablet=&#8221;|4%||10%|false|false&#8221; custom_padding_phone=&#8221;10%||10%||true|false&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; text_font_size_tablet=&#8221;21px&#8221; text_font_size_phone=&#8221;24px&#8221; text_font_size_last_edited=&#8221;on|phone&#8221; header_3_font_size_tablet=&#8221;44px&#8221; header_3_font_size_phone=&#8221;44px&#8221; header_3_font_size_last_edited=&#8221;on|phone&#8221; border_radii=&#8221;on|40px|40px|40px|40px&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3>461K+<\/h3>\n<p>total visitors to lifehappens.org<\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.19.4&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Montserrat|500|||||||&#8221; text_font_size=&#8221;26px&#8221; text_line_height=&#8221;1.1em&#8221; link_text_color=&#8221;#002838&#8243; header_3_font=&#8221;Montserrat|900|||||||&#8221; header_3_font_size=&#8221;54px&#8221; header_3_line_height=&#8221;0.9em&#8221; background_color=&#8221;#F6B9FF&#8221; custom_margin_tablet=&#8221;&#8221; custom_margin_phone=&#8221;||||false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; custom_padding=&#8221;18%|4%|18%|10%|false|false&#8221; custom_padding_tablet=&#8221;18%|4%|18%|10%|false|false&#8221; custom_padding_phone=&#8221;10%|4%|10%|10%|true|false&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; text_font_size_tablet=&#8221;21px&#8221; text_font_size_phone=&#8221;21px&#8221; text_font_size_last_edited=&#8221;on|tablet&#8221; header_3_font_size_tablet=&#8221;44px&#8221; header_3_font_size_phone=&#8221;44px&#8221; header_3_font_size_last_edited=&#8221;on|tablet&#8221; border_radii=&#8221;on|40px|40px|40px|40px&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3>112K+<\/h3>\n<p>visits to our <a href=\"https:\/\/lifehappens.org\/life-insurance-needs-calculator\/\">Life Insurance Needs Calculator<\/a><\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.19.3&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;10%||||false|false&#8221; custom_padding_tablet=&#8221;10%|5px||5px|false|false&#8221; custom_padding_phone=&#8221;0%||||false|false&#8221; custom_padding_last_edited=&#8221;on|tablet&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.19.4&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Montserrat|500|||||||&#8221; text_font_size=&#8221;26px&#8221; text_line_height=&#8221;1.1em&#8221; header_3_font=&#8221;Montserrat|900|||||||&#8221; header_3_font_size=&#8221;54px&#8221; header_3_line_height=&#8221;0.9em&#8221; background_color=&#8221;#FFD92F&#8221; custom_margin=&#8221;||10%||false|false&#8221; custom_margin_tablet=&#8221;||6%||false|false&#8221; custom_margin_phone=&#8221;||30px||false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; custom_padding=&#8221;18%|4%|18%|10%|false|false&#8221; custom_padding_tablet=&#8221;|4%||10%|false|false&#8221; custom_padding_phone=&#8221;10%||10%||true|false&#8221; custom_padding_last_edited=&#8221;on|desktop&#8221; text_font_size_tablet=&#8221;21px&#8221; text_font_size_phone=&#8221;21px&#8221; text_font_size_last_edited=&#8221;on|tablet&#8221; header_3_font_size_tablet=&#8221;44px&#8221; header_3_font_size_phone=&#8221;44px&#8221; header_3_font_size_last_edited=&#8221;on|tablet&#8221; border_radii=&#8221;on|40px|40px|40px|40px&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3>38+ million<\/h3>\n<p>total impressions garnered from Life Happens\u2019 social media posts<\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.19.4&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Montserrat|500|||||||&#8221; text_font_size=&#8221;26px&#8221; text_line_height=&#8221;1.1em&#8221; header_3_font=&#8221;Montserrat|900|||||||&#8221; header_3_font_size=&#8221;54px&#8221; header_3_line_height=&#8221;0.9em&#8221; background_color=&#8221;#156064&#8243; background_layout=&#8221;dark&#8221; custom_padding=&#8221;18%|4%|18%|10%|false|false&#8221; custom_padding_tablet=&#8221;18%|4%|18%|10%|false|false&#8221; custom_padding_phone=&#8221;10%|4%|10%|10%|false|false&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; text_font_size_tablet=&#8221;21px&#8221; text_font_size_phone=&#8221;21px&#8221; text_font_size_last_edited=&#8221;on|tablet&#8221; header_3_font_size_tablet=&#8221;44px&#8221; header_3_font_size_phone=&#8221;44px&#8221; header_3_font_size_last_edited=&#8221;on|tablet&#8221; border_radii=&#8221;on|40px|40px|40px|40px&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3>388K+<\/h3>\n<p>total supporters on social media<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.19.3&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;20%|||5px|false|false&#8221; custom_padding_tablet=&#8221;30%|||5px|false|false&#8221; custom_padding_phone=&#8221;0%||||false|false&#8221; custom_padding_last_edited=&#8221;on|tablet&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.19.3&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Montserrat|500|||||||&#8221; text_font_size=&#8221;26px&#8221; text_line_height=&#8221;1.1em&#8221; header_3_font=&#8221;Montserrat|900|||||||&#8221; header_3_font_size=&#8221;54px&#8221; header_3_line_height=&#8221;0.9em&#8221; background_color=&#8221;#9BE9CE&#8221; custom_padding=&#8221;18%|4%|18%|10%|false|false&#8221; custom_padding_tablet=&#8221;18%|4%|18%|10%|false|false&#8221; custom_padding_phone=&#8221;10%|4%|10%|10%|false|false&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; text_font_size_tablet=&#8221;21px&#8221; text_font_size_phone=&#8221;21px&#8221; text_font_size_last_edited=&#8221;on|tablet&#8221; header_3_font_size_tablet=&#8221;44px&#8221; header_3_font_size_phone=&#8221;44px&#8221; header_3_font_size_last_edited=&#8221;on|tablet&#8221; border_radii=&#8221;on|40px|40px|40px|40px&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3>300+<\/h3>\n<p>educational assets created and made available to members<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||1%||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.19.3&#8243; _module_preset=&#8221;default&#8221; header_2_font=&#8221;Montserrat|900|||||||&#8221; header_2_font_size=&#8221;70px&#8221; header_2_font_size_tablet=&#8221;60px&#8221; header_2_font_size_phone=&#8221;46px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>Campaigns<\/h2>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;20px&#8221; global_colors_info=&#8221;{}&#8221;]Life Happens created and coordinates three major awareness campaigns each year to help achieve our mission of educating more people about insurance.[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.19.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.19.3&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Montserrat|500|||||||&#8221; text_text_color=&#8221;#156064&#8243; text_font_size=&#8221;26px&#8221; text_line_height=&#8221;1.3em&#8221; header_3_font=&#8221;Montserrat|900|||||||&#8221; header_3_text_color=&#8221;#156064&#8243; header_3_font_size=&#8221;54px&#8221; header_3_line_height=&#8221;1.1em&#8221; background_color=&#8221;#F4F2EF&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;30px|20px|30px|40px|false|false&#8221; text_font_size_tablet=&#8221;24px&#8221; text_font_size_phone=&#8221;22px&#8221; text_font_size_last_edited=&#8221;on|phone&#8221; header_3_font_size_tablet=&#8221;40px&#8221; header_3_font_size_phone=&#8221;37px&#8221; header_3_font_size_last_edited=&#8221;on|phone&#8221; border_radii=&#8221;on|40px|40px|40px|40px&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3 style=\"padding-bottom: 5px;\">58+ million<\/h3>\n<div style=\"padding-left: 30px;\">total social media impressions generated from Life Happens\u2019 three awareness campaigns<\/div>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_4,3_4&#8243; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;8%||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.19.3&#8243; _module_preset=&#8221;default&#8221; header_2_font_size=&#8221;32px&#8221; header_3_font=&#8221;Montserrat|900|||||||&#8221; header_3_font_size=&#8221;2.5vw&#8221; text_font_size_tablet=&#8221;&#8221; text_font_size_phone=&#8221;&#8221; text_font_size_last_edited=&#8221;on|tablet&#8221; header_3_font_size_tablet=&#8221;38px&#8221; header_3_font_size_phone=&#8221;34px&#8221; header_3_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3>Life Insurance Awareness Month<\/h3>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;3_4&#8243; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;20px&#8221; custom_padding=&#8221;5px||||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Life Insurance Awareness Month (LIAM) takes place every September to remind Americans about the importance of life insurance for their financial security. It\u2019s our biggest campaign of the year!<\/p>\n<p>Life Happens collaborated with actress, producer, proud Puerto Rican and mother <strong>Roselyn S\u00e1nchez<\/strong> as our LIAM Spokesperson. She shared the campaign message:<em> Life insurance\u2014an easy decision<\/em>. With a bilingual spokesperson, we were able to deliver this message in both English and Spanish for the first time.<\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.19.3&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Montserrat|500|||||||&#8221; text_text_color=&#8221;#DE57E1&#8243; text_font_size=&#8221;26px&#8221; text_line_height=&#8221;1.3em&#8221; header_3_font=&#8221;Montserrat|900|||||||&#8221; header_3_text_color=&#8221;#DE57E1&#8243; header_3_font_size=&#8221;54px&#8221; header_3_line_height=&#8221;1.1em&#8221; background_color=&#8221;#fdebfb&#8221; custom_margin=&#8221;40px||40px||false|false&#8221; custom_padding=&#8221;30px|20px|30px|40px|false|false&#8221; text_font_size_tablet=&#8221;24px&#8221; text_font_size_phone=&#8221;22px&#8221; text_font_size_last_edited=&#8221;on|phone&#8221; header_3_font_size_tablet=&#8221;40px&#8221; header_3_font_size_phone=&#8221;37px&#8221; header_3_font_size_last_edited=&#8221;on|phone&#8221; border_radii=&#8221;on|40px|40px|40px|40px&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3 style=\"padding-bottom: 5px;\">1+ million<\/h3>\n<div style=\"padding-left: 30px;\">views of Roselyn S\u00e1nchez\u2019s public service announcements, available in English and Spanish<\/div>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_4,3_4&#8243; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;0px||||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_column][et_pb_column type=&#8221;3_4&#8243; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/lifehappens.org\/wp-content\/uploads\/2023\/01\/image_collage_Roselyn.jpg&#8221; title_text=&#8221;image_collage_Roselyn&#8221; _builder_version=&#8221;4.19.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][et_pb_text _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;20px&#8221; custom_padding=&#8221;2%||2%||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>We also worked closely with our Diversity Advisory Group to develop educational assets in both English and Spanish that speak directly to the Hispanic community as part of a special release for <strong>Hispanic Heritage Month<\/strong>.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_3,1_3,1_3&#8243; disabled_on=&#8221;off|off|off&#8221; _builder_version=&#8221;4.19.4&#8243; _module_preset=&#8221;default&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;0px||||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.19.4&#8243; _module_preset=&#8221;default&#8221; custom_css_main_element=&#8221;width:22.75% !important;&#8221; global_colors_info=&#8221;{}&#8221; custom_css_main_element_last_edited=&#8221;on|tablet&#8221; custom_css_main_element_tablet=&#8221;width:0 !important;&#8221; custom_css_main_element_phone=&#8221;width:0 !important;&#8221;][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.19.4&#8243; _module_preset=&#8221;default&#8221; custom_padding_tablet=&#8221;&#8221; custom_padding_phone=&#8221;||20px||false|false&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; custom_css_main_element=&#8221;width:40.5% !important;&#8221; global_colors_info=&#8221;{}&#8221; custom_css_main_element_last_edited=&#8221;on|tablet&#8221; custom_css_main_element_tablet=&#8221;width: 56.5%!important;||margin-right: 3%;&#8221; custom_css_main_element_phone=&#8221;width:80% !important;&#8221;][et_pb_image src=&#8221;https:\/\/lifehappens.org\/wp-content\/uploads\/2023\/01\/thumbnail_101_spanish_play.jpg&#8221; title_text=&#8221;thumbnail_101_spanish_play&#8221; url=&#8221;https:\/\/lifehappens.org\/el-abc-de-los-seguros-de-vida\/&#8221; _builder_version=&#8221;4.19.4&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;50px||||false|false&#8221; custom_padding_tablet=&#8221;50px||||false|false&#8221; custom_padding_phone=&#8221;0px||||false|false&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; box_shadow_style=&#8221;preset3&#8243; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][et_pb_text _builder_version=&#8221;4.19.4&#8243; _module_preset=&#8221;default&#8221; link_font=&#8221;Montserrat|700|||||||&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><a href=\"https:\/\/lifehappens.org\/el-abc-de-los-seguros-de-vida\/\">Life Insurance 101 video in Spanish<\/a><\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.19.4&#8243; _module_preset=&#8221;default&#8221; custom_css_main_element=&#8221;width:30.5% !important;&#8221; global_colors_info=&#8221;{}&#8221; custom_css_main_element_last_edited=&#8221;on|tablet&#8221; custom_css_main_element_tablet=&#8221;width:39.5% !important;&#8221; custom_css_main_element_phone=&#8221;width:80% !important;||margin-left:20%;&#8221;][et_pb_image src=&#8221;https:\/\/lifehappens.org\/wp-content\/uploads\/2023\/01\/thumbnail_calculator_spanish.png&#8221; title_text=&#8221;thumbnail_calculator_spanish&#8221; url=&#8221;https:\/\/lifehappens.org\/calculadora-de-necesidades-de-seguro-de-vida\/&#8221; _builder_version=&#8221;4.19.4&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||||false|false&#8221; box_shadow_style=&#8221;preset3&#8243; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][et_pb_text _builder_version=&#8221;4.19.4&#8243; _module_preset=&#8221;default&#8221; link_font=&#8221;Montserrat|700|||||||&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><a href=\"https:\/\/lifehappens.org\/calculadora-de-necesidades-de-seguro-de-vida\/\">Life Insurance Needs Calculator in Spanish<\/a><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_4,3_4&#8243; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;8%||||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.19.3&#8243; _module_preset=&#8221;default&#8221; header_2_font_size=&#8221;32px&#8221; header_3_font=&#8221;Montserrat|900|||||||&#8221; header_3_font_size=&#8221;2.5vw&#8221; header_3_font_size_tablet=&#8221;38px&#8221; header_3_font_size_phone=&#8221;34px&#8221; header_3_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3>Insure Your Love<\/h3>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;3_4&#8243; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;20px&#8221; custom_padding=&#8221;5px||||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Insure Your Love (IYL) takes place every February to remind Americans that the basic motivation behind the purchase of life insurance is love.<\/p>\n<p>Life Happens shared the campaign message: <em>Love Beyond Words<\/em>. We released new data in our <a href=\"https:\/\/lifehappens.org\/research\/for-love-and-money\/\">\u201cFor Love and Money\u201d<\/a> consumer survey that revealed American relationships are changing, and finances are playing a key role.<\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.19.3&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Montserrat|500|||||||&#8221; text_text_color=&#8221;#b01438&#8243; text_font_size=&#8221;26px&#8221; text_line_height=&#8221;1.3em&#8221; header_3_font=&#8221;Montserrat|900|||||||&#8221; header_3_text_color=&#8221;#b01438&#8243; header_3_font_size=&#8221;54px&#8221; header_3_line_height=&#8221;1.1em&#8221; background_color=&#8221;#ffeeeb&#8221; custom_margin=&#8221;40px||40px||false|false&#8221; custom_padding=&#8221;30px|20px|30px|40px|false|false&#8221; text_font_size_tablet=&#8221;24px&#8221; text_font_size_phone=&#8221;22px&#8221; text_font_size_last_edited=&#8221;on|phone&#8221; header_3_font_size_tablet=&#8221;40px&#8221; header_3_font_size_phone=&#8221;37px&#8221; header_3_font_size_last_edited=&#8221;on|tablet&#8221; border_radii=&#8221;on|40px|40px|40px|40px&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3 style=\"padding-bottom: 5px;\">More than 100<\/h3>\n<div style=\"padding-left: 30px;\">custom content pieces were created for member companies<\/div>\n<p>[\/et_pb_text][et_pb_image src=&#8221;https:\/\/lifehappens.org\/wp-content\/uploads\/2022\/12\/image_collage_IYL.jpg&#8221; title_text=&#8221;image_collage_IYL&#8221; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_4,3_4&#8243; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;8%||||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.19.3&#8243; _module_preset=&#8221;default&#8221; header_2_font_size=&#8221;32px&#8221; header_3_font=&#8221;Montserrat|900|||||||&#8221; header_3_font_size=&#8221;2.5vw&#8221; header_3_font_size_tablet=&#8221;38px&#8221; header_3_font_size_phone=&#8221;34px&#8221; header_3_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3>Disability Insurance Awareness Month<\/h3>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;3_4&#8243; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;20px&#8221; custom_padding=&#8221;5px||||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Disability Insurance Awareness Month (DIAM) takes place every May because disability insurance is arguably the most misunderstood of all major insurances.<\/p>\n<p>Life Happens shared the campaign message: <em>Rethink disabilities. Rethink disability insurance. <\/em>We created new resources for agents and companies to use that were focused on reaching high-income earners.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; prev_background_color=&#8221;#ffffff&#8221; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#FDEBFB&#8221; background_enable_mask_style=&#8221;on&#8221; background_mask_style=&#8221;corner-lake&#8221; background_mask_color=&#8221;rgba(246,185,255,0.15)&#8221; background_mask_transform=&#8221;invert&#8221; background_mask_size=&#8221;contain&#8221; background_mask_position=&#8221;top_right&#8221; custom_padding=&#8221;100px||||false|false&#8221; top_divider_style=&#8221;wave&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.19.3&#8243; _module_preset=&#8221;default&#8221; header_2_font=&#8221;Montserrat|900|||||||&#8221; header_2_font_size=&#8221;70px&#8221; header_2_font_size_tablet=&#8221;60px&#8221; header_2_font_size_phone=&#8221;46px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>Program Highlights<\/h2>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;6%||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.19.3&#8243; _module_preset=&#8221;default&#8221; header_2_font_size=&#8221;32px&#8221; header_3_font=&#8221;Montserrat|900|||||||&#8221; header_3_font_size=&#8221;42px&#8221; custom_padding=&#8221;||||false|false&#8221; header_3_font_size_tablet=&#8221;38px&#8221; header_3_font_size_phone=&#8221;34px&#8221; header_3_font_size_last_edited=&#8221;on|phone&#8221; custom_css_main_element=&#8221;display:inline-block;&#8221; border_radii=&#8221;on|20px|20px|20px|20px&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3>Dream On<\/h3>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;20px&#8221; custom_padding=&#8221;||||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Life Happens\u2019 creates video public service announcements (PSAs) to fulfill our mission. Our latest PSA, <em>Dream On<\/em>, shows how life insurance can help those you would leave behind if something happened to you.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;3_4,1_4&#8243; _builder_version=&#8221;4.19.4&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||60px||false|true&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;3_4&#8243; _builder_version=&#8221;4.19.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; custom_css_main_element_last_edited=&#8221;on|tablet&#8221; custom_css_main_element_tablet=&#8221;margin-bottom:0;&#8221; custom_css_main_element_phone=&#8221;margin-bottom:0;&#8221;][et_pb_video src=&#8221;https:\/\/youtu.be\/unnv0v_PudI&#8221; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#FFFFFF&#8221; box_shadow_style=&#8221;preset3&#8243; global_colors_info=&#8221;{}&#8221;][\/et_pb_video][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;8%||||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.19.4&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Montserrat|500|||||||&#8221; text_font_size=&#8221;24px&#8221; text_line_height=&#8221;1.3em&#8221; header_3_font=&#8221;Montserrat|900|||||||&#8221; header_3_font_size=&#8221;38px&#8221; header_3_line_height=&#8221;0.9em&#8221; background_color=&#8221;#156064&#8243; background_layout=&#8221;dark&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;10%|10%|10%|10%|true|true&#8221; custom_padding_tablet=&#8221;30px|20px|30px|40px|true|false&#8221; custom_padding_phone=&#8221;30px|20px|30px|40px|true|false&#8221; custom_padding_last_edited=&#8221;on|tablet&#8221; border_radii=&#8221;on|40px|40px|40px|40px&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3 style=\"padding-bottom: 5px;\">1+ million<\/h3>\n<div>views of Dream On to date on YouTube<\/div>\n<p>[\/et_pb_text][et_pb_image src=&#8221;https:\/\/lifehappens.org\/wp-content\/uploads\/2022\/12\/image_award_Communicator_2022_dark.png&#8221; title_text=&#8221;image_award_Communicator_2022_dark&#8221; align=&#8221;center&#8221; align_tablet=&#8221;center&#8221; align_last_edited=&#8221;off|desktop&#8221; _builder_version=&#8221;4.19.4&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#9be9ce&#8221; width_tablet=&#8221;60%&#8221; width_phone=&#8221;70%&#8221; width_last_edited=&#8221;on|tablet&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;10%|20%|0px|20%|false|true&#8221; custom_padding_tablet=&#8221;10%|14%|0px|14%|false|true&#8221; custom_padding_phone=&#8221;10%|14%|0px|14%|false|true&#8221; custom_padding_last_edited=&#8221;on|tablet&#8221; custom_css_main_element=&#8221;border-radius:40px 40px 0 0;&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][et_pb_image src=&#8221;https:\/\/lifehappens.org\/wp-content\/uploads\/2022\/12\/image_award_Telly_2022_dark.png&#8221; title_text=&#8221;image_award_Telly_2022_dark&#8221; align=&#8221;center&#8221; align_tablet=&#8221;center&#8221; align_phone=&#8221;center&#8221; align_last_edited=&#8221;on|tablet&#8221; _builder_version=&#8221;4.19.4&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#9be9ce&#8221; width_tablet=&#8221;60%&#8221; width_phone=&#8221;70%&#8221; width_last_edited=&#8221;on|tablet&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;5%|20%|0px|20%|false|true&#8221; custom_padding_tablet=&#8221;5%|14%|0px|14%|false|true&#8221; custom_padding_phone=&#8221;5%|14%|0px|14%|false|true&#8221; custom_padding_last_edited=&#8221;on|tablet&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][et_pb_image src=&#8221;https:\/\/lifehappens.org\/wp-content\/uploads\/2022\/12\/image_award_Summit_2022_dark.png&#8221; title_text=&#8221;image_award_Summit_2022_dark&#8221; align=&#8221;center&#8221; _builder_version=&#8221;4.19.4&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#9be9ce&#8221; width_tablet=&#8221;60%&#8221; width_phone=&#8221;70%&#8221; width_last_edited=&#8221;on|tablet&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;5%|20%|10%|20%|false|true&#8221; custom_padding_tablet=&#8221;5%|14%|10%|14%|false|true&#8221; custom_padding_phone=&#8221;5%|14%|10%|14%|false|true&#8221; custom_padding_last_edited=&#8221;on|tablet&#8221; custom_css_main_element=&#8221;border-radius:0 0 40px 40px;&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;6%||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.19.3&#8243; _module_preset=&#8221;default&#8221; header_2_font_size=&#8221;32px&#8221; header_3_font=&#8221;Montserrat|900|||||||&#8221; header_3_font_size=&#8221;42px&#8221; custom_padding=&#8221;||||false|false&#8221; header_3_font_size_tablet=&#8221;38px&#8221; header_3_font_size_phone=&#8221;34px&#8221; header_3_font_size_last_edited=&#8221;on|phone&#8221; custom_css_main_element=&#8221;display:inline-block;&#8221; border_radii=&#8221;on|20px|20px|20px|20px&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3>Real Life Stories<\/h3>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;20px&#8221; custom_padding=&#8221;||||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Our Real Life Stories program shares how real people have benefited from life, disability or long-term care insurance and annuities when adversity strikes. These emotional stories show the value of different types of policies, as well as the agents who helped their clients get coverage.<\/p>\n<p>In 2022, we shared two new Real Life Stories.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;3_5,2_5&#8243; custom_padding_last_edited=&#8221;on|tablet&#8221; _builder_version=&#8221;4.19.4&#8243; _module_preset=&#8221;default&#8221; module_alignment=&#8221;center&#8221; custom_padding_tablet=&#8221;||0px||false|false&#8221; custom_padding_phone=&#8221;||0px||false|false&#8221; custom_css_main_element=&#8221;display:flex;||align-items:flex-end;&#8221; global_colors_info=&#8221;{}&#8221; custom_css_main_element_last_edited=&#8221;on|tablet&#8221; custom_css_main_element_phone=&#8221;display: block;&#8221; custom_css_main_element_tablet=&#8221;display:block;&#8221;][et_pb_column type=&#8221;3_5&#8243; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/lifehappens.org\/wp-content\/uploads\/2022\/12\/graphic_quote_RLS_Schroeder_2021_3_1200x1200_branded.jpg&#8221; title_text=&#8221;graphic_quote_RLS_Schroeder_2021_3_1200x1200_branded&#8221; show_bottom_space=&#8221;off&#8221; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; box_shadow_style=&#8221;preset3&#8243; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][et_pb_column type=&#8221;2_5&#8243; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Montserrat|500|||||||&#8221; text_font_size=&#8221;24px&#8221; text_line_height=&#8221;1.3em&#8221; background_color=&#8221;#faae30&#8243; background_layout=&#8221;dark&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;7%|8%|7%|8%|true|true&#8221; border_radii=&#8221;on|40px|40px|40px|40px&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><span style=\"font-weight: 900;\">Asia Schroeder<\/span> first experienced the power of life insurance when her first husband, Peter, died in the line of duty. Later, she experienced living benefits when her family used the cash value to fund their gym. Throughout her lifetime, life insurance has provided her family with financial support.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;2_5,3_5&#8243; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; module_alignment=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221; custom_css_main_element_last_edited=&#8221;on|desktop&#8221; custom_css_main_element_phone=&#8221;display: block;&#8221;][et_pb_column type=&#8221;2_5&#8243; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Montserrat|500|||||||&#8221; text_font_size=&#8221;24px&#8221; text_line_height=&#8221;1.3em&#8221; background_color=&#8221;#156064&#8243; background_layout=&#8221;dark&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;7%|8%|7%|8%|true|true&#8221; border_radii=&#8221;on|40px|40px|40px|40px&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>For <span style=\"font-weight: 900;\">Sara Mathews Dixon<\/span>, life insurance has meant she and her three children don&#8217;t have to worry financially while grappling with the sudden loss of their husband and father from a heart arrhythmia.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;3_5&#8243; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_video src=&#8221;https:\/\/youtu.be\/58SLbRrvsDM&#8221; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; box_shadow_style=&#8221;preset3&#8243; global_colors_info=&#8221;{}&#8221;][\/et_pb_video][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;3%||||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_button button_url=&#8221;https:\/\/lifehappens.org\/real-life-stories-application\/&#8221; button_text=&#8221;Submit your own story&#8221; button_alignment=&#8221;center&#8221; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; custom_button=&#8221;on&#8221; button_text_color=&#8221;#002838&#8243; button_border_color=&#8221;#002838&#8243; button_border_radius=&#8221;14px&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;8%||0px||false|false&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.19.3&#8243; _module_preset=&#8221;default&#8221; header_2_font_size=&#8221;32px&#8221; header_3_font=&#8221;Montserrat|900|||||||&#8221; header_3_font_size=&#8221;42px&#8221; custom_padding=&#8221;||||false|false&#8221; header_3_font_size_tablet=&#8221;38px&#8221; header_3_font_size_phone=&#8221;34px&#8221; header_3_font_size_last_edited=&#8221;on|phone&#8221; custom_css_main_element=&#8221;display:inline-block;&#8221; border_radii=&#8221;on|20px|20px|20px|20px&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3>Eugenia Mello <span style=\"color: #faae30;\">x<\/span> Life Happens<\/h3>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;3_5,2_5&#8243; _builder_version=&#8221;4.19.4&#8243; _module_preset=&#8221;default&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;3_5&#8243; _builder_version=&#8221;4.19.4&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||||false|false&#8221; custom_padding_tablet=&#8221;||||false|false&#8221; custom_padding_phone=&#8221;||||false|false&#8221; custom_padding_last_edited=&#8221;on|tablet&#8221; global_colors_info=&#8221;{}&#8221; custom_css_main_element_last_edited=&#8221;on|tablet&#8221; custom_css_main_element_tablet=&#8221;margin-bottom:0;&#8221; custom_css_main_element_phone=&#8221;margin-bottom:0;&#8221;][et_pb_text _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;20px&#8221; custom_padding=&#8221;||||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>We partnered with Argentine artist <a href=\"https:\/\/lifehappens.org\/blog\/meet-eugenia-mello-artist-in-residence-for-life-happens\/\">Eugenia Mello<\/a> to create custom illustrations for Hispanic Heritage Month that reflected the theme: <em>Life insurance\u2014an easy decision<\/em>.<\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.19.4&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Montserrat|900|||||||&#8221; text_font_size=&#8221;32px&#8221; text_line_height=&#8221;1.2em&#8221; background_color=&#8221;#de57e1&#8243; background_layout=&#8221;dark&#8221; custom_margin=&#8221;10%||0px|5%|false|false&#8221; custom_margin_tablet=&#8221;0%||0px|5%|false|false&#8221; custom_margin_phone=&#8221;0%||0px|5%|false|false&#8221; custom_margin_last_edited=&#8221;on|tablet&#8221; custom_padding=&#8221;44px|7%|44px|7%|false|true&#8221; custom_padding_tablet=&#8221;44px|7%|44px|7%|false|true&#8221; custom_padding_phone=&#8221;30px|30px|44px|30px|false|true&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; text_font_size_tablet=&#8221;32px&#8221; text_font_size_phone=&#8221;28px&#8221; text_font_size_last_edited=&#8221;on|phone&#8221; border_radii=&#8221;on|40px|40px|40px|40px&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Life insurance is \u201ca multiplier of energy, where what you put in has the possibility of giving multiple possibilities to your loved ones.\u201d<\/p>\n<p>[\/et_pb_text][et_pb_image src=&#8221;https:\/\/lifehappens.org\/wp-content\/uploads\/2022\/12\/image_signature_Eugenia_Mello.png&#8221; title_text=&#8221;image_signature_Eugenia_Mello&#8221; 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_module_preset=&#8221;default&#8221; custom_padding=&#8221;8%||||false|false&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.19.3&#8243; _module_preset=&#8221;default&#8221; header_2_font_size=&#8221;32px&#8221; header_3_font=&#8221;Montserrat|900|||||||&#8221; header_3_font_size=&#8221;42px&#8221; custom_padding=&#8221;||||false|false&#8221; header_3_font_size_tablet=&#8221;38px&#8221; header_3_font_size_phone=&#8221;34px&#8221; header_3_font_size_last_edited=&#8221;on|phone&#8221; custom_css_main_element=&#8221;display:inline-block;&#8221; border_radii=&#8221;on|20px|20px|20px|20px&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3>Influencer Partnerships<\/h3>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;20px&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Life Happens worked with two diverse Instagram influencers to further our mission of reaching more Americans.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_2,1_2&#8243; use_custom_gutter=&#8221;on&#8221; gutter_width=&#8221;4&#8243; make_equal=&#8221;on&#8221; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Montserrat|800|||||||&#8221; text_text_color=&#8221;#de57e1&#8243; text_font_size=&#8221;32px&#8221; text_line_height=&#8221;1.3em&#8221; background_layout=&#8221;dark&#8221; custom_margin=&#8221;||10px||false|false&#8221; custom_padding=&#8221;|40px||20px|true|false&#8221; custom_css_main_element=&#8221;display:inline-block;&#8221; border_radii=&#8221;on|20px|20px|20px|20px&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>MyLin &amp; Lindsay<br \/>Stokes Kennedy<\/p>\n<p>[\/et_pb_text][et_pb_code _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<blockquote class=\"instagram-media\" data-instgrm-captioned data-instgrm-permalink=\"https:\/\/www.instagram.com\/reel\/CilF7x6gUR1\/?utm_source=ig_embed&#038;utm_campaign=loading\" data-instgrm-version=\"14\" style=\" background:#FFF; border:0; border-radius:3px; box-shadow:0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width:540px; min-width:326px; padding:0; width:99.375%; width:-webkit-calc(100% - 2px); width:calc(100% - 2px);\">\n<div style=\"padding:16px;\"> <a href=\"https:\/\/www.instagram.com\/reel\/CilF7x6gUR1\/?utm_source=ig_embed&#038;utm_campaign=loading\" style=\" background:#FFFFFF; line-height:0; padding:0 0; text-align:center; text-decoration:none; 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font-family:Arial,sans-serif; font-size:14px; font-style:normal; font-weight:550; line-height:18px;\">View this post on Instagram<\/div>\n<\/div>\n<div style=\"padding: 12.5% 0;\"><\/div>\n<div style=\"display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;\">\n<div>\n<div style=\"background-color: #F4F4F4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);\"><\/div>\n<div style=\"background-color: #F4F4F4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;\"><\/div>\n<div style=\"background-color: #F4F4F4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);\"><\/div>\n<\/div>\n<div style=\"margin-left: 8px;\">\n<div style=\" background-color: #F4F4F4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;\"><\/div>\n<div style=\" width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #f4f4f4; border-bottom: 2px solid transparent; transform: translateX(16px) translateY(-4px) rotate(30deg)\"><\/div>\n<\/div>\n<div style=\"margin-left: auto;\">\n<div style=\" width: 0px; border-top: 8px solid #F4F4F4; border-right: 8px solid transparent; transform: translateY(16px);\"><\/div>\n<div style=\" background-color: #F4F4F4; flex-grow: 0; height: 12px; width: 16px; transform: translateY(-4px);\"><\/div>\n<div style=\" width: 0; height: 0; border-top: 8px solid #F4F4F4; border-left: 8px solid transparent; transform: translateY(-4px) translateX(8px);\"><\/div>\n<\/div>\n<\/div>\n<div style=\"display: flex; flex-direction: column; flex-grow: 1; justify-content: center; margin-bottom: 24px;\">\n<div style=\" background-color: #F4F4F4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 224px;\"><\/div>\n<div style=\" background-color: #F4F4F4; border-radius: 4px; flex-grow: 0; height: 14px; width: 144px;\"><\/div>\n<\/div>\n<p><\/a><pee style=\" color:#c9c8cd; font-family:Arial,sans-serif; font-size:14px; line-height:17px; margin-bottom:0; margin-top:8px; overflow:hidden; padding:8px 0 7px; text-align:center; text-overflow:ellipsis; white-space:nowrap;\"><a href=\"https:\/\/www.instagram.com\/reel\/CilF7x6gUR1\/?utm_source=ig_embed&#038;utm_campaign=loading\" style=\" color:#c9c8cd; font-family:Arial,sans-serif; font-size:14px; font-style:normal; font-weight:normal; line-height:17px; text-decoration:none;\" target=\"_blank\" rel=\"noopener\">A post shared by MyLin &#038; Lindsay Stokes Kennedy (@stokeskennedy)<\/a><\/pee><\/div>\n<\/blockquote>\n<p> <script async src=\"\/\/www.instagram.com\/embed.js\"><\/script>[\/et_pb_code][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Montserrat|800|||||||&#8221; text_text_color=&#8221;#de57e1&#8243; text_font_size=&#8221;32px&#8221; text_line_height=&#8221;1.3em&#8221; background_layout=&#8221;dark&#8221; custom_margin=&#8221;||10px||false|false&#8221; custom_padding=&#8221;|40px||20px|true|false&#8221; custom_css_main_element=&#8221;display:inline-block;&#8221; border_radii=&#8221;on|20px|20px|20px|20px&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Carolina<br \/>Andes<\/p>\n<p>[\/et_pb_text][et_pb_code _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<blockquote class=\"instagram-media\" data-instgrm-captioned data-instgrm-permalink=\"https:\/\/www.instagram.com\/reel\/Cgk2e91FVoJ\/?utm_source=ig_embed&#038;utm_campaign=loading\" data-instgrm-version=\"14\" style=\" background:#FFF; border:0; border-radius:3px; box-shadow:0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width:540px; min-width:326px; padding:0; width:99.375%; width:-webkit-calc(100% - 2px); width:calc(100% - 2px);\">\n<div style=\"padding:16px;\"> <a href=\"https:\/\/www.instagram.com\/reel\/Cgk2e91FVoJ\/?utm_source=ig_embed&#038;utm_campaign=loading\" style=\" background:#FFFFFF; line-height:0; padding:0 0; text-align:center; text-decoration:none; width:100%;\" target=\"_blank\" rel=\"noopener\"> <\/p>\n<div style=\" display: flex; flex-direction: row; align-items: center;\">\n<div style=\"background-color: #F4F4F4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;\"><\/div>\n<div style=\"display: flex; flex-direction: column; flex-grow: 1; justify-content: center;\">\n<div style=\" background-color: #F4F4F4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;\"><\/div>\n<div style=\" background-color: #F4F4F4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;\"><\/div>\n<\/div>\n<\/div>\n<div style=\"padding: 19% 0;\"><\/div>\n<div style=\"display:block; height:50px; margin:0 auto 12px; width:50px;\"><svg width=\"50px\" height=\"50px\" viewBox=\"0 0 60 60\" version=\"1.1\" xmlns=\"https:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"https:\/\/www.w3.org\/1999\/xlink\"><g stroke=\"none\" stroke-width=\"1\" fill=\"none\" fill-rule=\"evenodd\"><g transform=\"translate(-511.000000, -20.000000)\" fill=\"#000000\"><g><path d=\"M556.869,30.41 C554.814,30.41 553.148,32.076 553.148,34.131 C553.148,36.186 554.814,37.852 556.869,37.852 C558.924,37.852 560.59,36.186 560.59,34.131 C560.59,32.076 558.924,30.41 556.869,30.41 M541,60.657 C535.114,60.657 530.342,55.887 530.342,50 C530.342,44.114 535.114,39.342 541,39.342 C546.887,39.342 551.658,44.114 551.658,50 C551.658,55.887 546.887,60.657 541,60.657 M541,33.886 C532.1,33.886 524.886,41.1 524.886,50 C524.886,58.899 532.1,66.113 541,66.113 C549.9,66.113 557.115,58.899 557.115,50 C557.115,41.1 549.9,33.886 541,33.886 M565.378,62.101 C565.244,65.022 564.756,66.606 564.346,67.663 C563.803,69.06 563.154,70.057 562.106,71.106 C561.058,72.155 560.06,72.803 558.662,73.347 C557.607,73.757 556.021,74.244 553.102,74.378 C549.944,74.521 548.997,74.552 541,74.552 C533.003,74.552 532.056,74.521 528.898,74.378 C525.979,74.244 524.393,73.757 523.338,73.347 C521.94,72.803 520.942,72.155 519.894,71.106 C518.846,70.057 518.197,69.06 517.654,67.663 C517.244,66.606 516.755,65.022 516.623,62.101 C516.479,58.943 516.448,57.996 516.448,50 C516.448,42.003 516.479,41.056 516.623,37.899 C516.755,34.978 517.244,33.391 517.654,32.338 C518.197,30.938 518.846,29.942 519.894,28.894 C520.942,27.846 521.94,27.196 523.338,26.654 C524.393,26.244 525.979,25.756 528.898,25.623 C532.057,25.479 533.004,25.448 541,25.448 C548.997,25.448 549.943,25.479 553.102,25.623 C556.021,25.756 557.607,26.244 558.662,26.654 C560.06,27.196 561.058,27.846 562.106,28.894 C563.154,29.942 563.803,30.938 564.346,32.338 C564.756,33.391 565.244,34.978 565.378,37.899 C565.522,41.056 565.552,42.003 565.552,50 C565.552,57.996 565.522,58.943 565.378,62.101 M570.82,37.631 C570.674,34.438 570.167,32.258 569.425,30.349 C568.659,28.377 567.633,26.702 565.965,25.035 C564.297,23.368 562.623,22.342 560.652,21.575 C558.743,20.834 556.562,20.326 553.369,20.18 C550.169,20.033 549.148,20 541,20 C532.853,20 531.831,20.033 528.631,20.18 C525.438,20.326 523.257,20.834 521.349,21.575 C519.376,22.342 517.703,23.368 516.035,25.035 C514.368,26.702 513.342,28.377 512.574,30.349 C511.834,32.258 511.326,34.438 511.181,37.631 C511.035,40.831 511,41.851 511,50 C511,58.147 511.035,59.17 511.181,62.369 C511.326,65.562 511.834,67.743 512.574,69.651 C513.342,71.625 514.368,73.296 516.035,74.965 C517.703,76.634 519.376,77.658 521.349,78.425 C523.257,79.167 525.438,79.673 528.631,79.82 C531.831,79.965 532.853,80.001 541,80.001 C549.148,80.001 550.169,79.965 553.369,79.82 C556.562,79.673 558.743,79.167 560.652,78.425 C562.623,77.658 564.297,76.634 565.965,74.965 C567.633,73.296 568.659,71.625 569.425,69.651 C570.167,67.743 570.674,65.562 570.82,62.369 C570.966,59.17 571,58.147 571,50 C571,41.851 570.966,40.831 570.82,37.631\"><\/path><\/g><\/g><\/g><\/svg><\/div>\n<div style=\"padding-top: 8px;\">\n<div style=\" color:#3897f0; font-family:Arial,sans-serif; font-size:14px; font-style:normal; font-weight:550; line-height:18px;\">View this post on Instagram<\/div>\n<\/div>\n<div style=\"padding: 12.5% 0;\"><\/div>\n<div style=\"display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;\">\n<div>\n<div style=\"background-color: #F4F4F4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);\"><\/div>\n<div style=\"background-color: #F4F4F4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;\"><\/div>\n<div style=\"background-color: #F4F4F4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);\"><\/div>\n<\/div>\n<div style=\"margin-left: 8px;\">\n<div style=\" background-color: #F4F4F4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;\"><\/div>\n<div style=\" width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #f4f4f4; border-bottom: 2px solid transparent; transform: translateX(16px) translateY(-4px) rotate(30deg)\"><\/div>\n<\/div>\n<div style=\"margin-left: auto;\">\n<div style=\" width: 0px; border-top: 8px solid #F4F4F4; border-right: 8px solid transparent; transform: translateY(16px);\"><\/div>\n<div style=\" background-color: #F4F4F4; flex-grow: 0; height: 12px; width: 16px; transform: translateY(-4px);\"><\/div>\n<div style=\" width: 0; height: 0; border-top: 8px solid #F4F4F4; border-left: 8px solid transparent; transform: translateY(-4px) translateX(8px);\"><\/div>\n<\/div>\n<\/div>\n<div style=\"display: flex; flex-direction: column; flex-grow: 1; justify-content: center; margin-bottom: 24px;\">\n<div style=\" background-color: #F4F4F4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 224px;\"><\/div>\n<div style=\" background-color: #F4F4F4; border-radius: 4px; flex-grow: 0; height: 14px; width: 144px;\"><\/div>\n<\/div>\n<p><\/a><pee style=\" color:#c9c8cd; font-family:Arial,sans-serif; font-size:14px; line-height:17px; margin-bottom:0; margin-top:8px; overflow:hidden; padding:8px 0 7px; text-align:center; text-overflow:ellipsis; white-space:nowrap;\"><a href=\"https:\/\/www.instagram.com\/reel\/Cgk2e91FVoJ\/?utm_source=ig_embed&#038;utm_campaign=loading\" style=\" color:#c9c8cd; font-family:Arial,sans-serif; font-size:14px; font-style:normal; font-weight:normal; line-height:17px; text-decoration:none;\" target=\"_blank\" rel=\"noopener\">A post shared by Carolina Andes (@carolinaaandes)<\/a><\/pee><\/div>\n<\/blockquote>\n<p> <script async src=\"\/\/www.instagram.com\/embed.js\"><\/script>[\/et_pb_code][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#156064&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||1%||false|false&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.19.3&#8243; _module_preset=&#8221;default&#8221; header_2_font=&#8221;Montserrat|900|||||||&#8221; header_2_font_size=&#8221;70px&#8221; background_layout=&#8221;dark&#8221; header_2_font_size_tablet=&#8221;60px&#8221; header_2_font_size_phone=&#8221;46px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>Life Lessons<\/h2>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;20px&#8221; background_layout=&#8221;dark&#8221; global_colors_info=&#8221;{}&#8221;]The <a href=\"https:\/\/lifehappens.org\/life-lessons-scholarship-program\/\" >Life Lessons Scholarship Program<\/a> was established by Life Happens in 2005 to help students facing financial hardship due to the death of a parent with little or no life insurance.[\/et_pb_text][et_pb_text _builder_version=&#8221;4.19.3&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Montserrat|500|||||||&#8221; text_font_size=&#8221;26px&#8221; text_line_height=&#8221;1.3em&#8221; header_3_font=&#8221;Montserrat|900|||||||&#8221; header_3_text_color=&#8221;#de57e1&#8243; header_3_font_size=&#8221;54px&#8221; header_3_line_height=&#8221;0.9em&#8221; background_color=&#8221;#FFFFFF&#8221; custom_margin=&#8221;40px||40px||false|false&#8221; custom_padding=&#8221;30px|20px|30px|40px|false|false&#8221; text_font_size_tablet=&#8221;24px&#8221; text_font_size_phone=&#8221;22px&#8221; text_font_size_last_edited=&#8221;on|phone&#8221; header_3_font_size_tablet=&#8221;40px&#8221; header_3_font_size_phone=&#8221;37px&#8221; header_3_font_size_last_edited=&#8221;on|phone&#8221; header_3_line_height_tablet=&#8221;1.1em&#8221; header_3_line_height_phone=&#8221;1.1em&#8221; header_3_line_height_last_edited=&#8221;on|tablet&#8221; border_radii=&#8221;on|40px|40px|40px|40px&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p style=\"padding-bottom: 0;\">Since its inception, more than<\/p>\n<h3 style=\"padding-bottom: 5px; padding-top: 8px;\">780 scholarships totaling $3+ million<\/h3>\n<p>have been awarded to students at more than 375 schools.<\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;20px&#8221; background_layout=&#8221;dark&#8221; global_colors_info=&#8221;{}&#8221;]See this year\u2019s recipients.[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_3,1_3,1_3&#8243; custom_padding_last_edited=&#8221;on|tablet&#8221; _builder_version=&#8221;4.19.4&#8243; _module_preset=&#8221;default&#8221; custom_padding_tablet=&#8221;&#8221; custom_padding_phone=&#8221;&#8221; global_colors_info=&#8221;{}&#8221; custom_css_main_element_last_edited=&#8221;on|tablet&#8221; custom_css_main_element_tablet=&#8221;display:flex;||flex-wrap: wrap;||justify-content: center;&#8221; custom_css_main_element_phone=&#8221;display:flex;||flex-wrap: wrap;||justify-content: center;&#8221;][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.19.4&#8243; _module_preset=&#8221;default&#8221; custom_padding_tablet=&#8221;|20px|||false|false&#8221; custom_padding_phone=&#8221;|10px||10px|false|false&#8221; custom_padding_last_edited=&#8221;on|tablet&#8221; link_option_url=&#8221;https:\/\/lifehappens.org\/recipient\/taylor-bush\/&#8221; global_colors_info=&#8221;{}&#8221; custom_css_main_element_last_edited=&#8221;on|tablet&#8221; custom_css_main_element_tablet=&#8221;flex-basis:44%;&#8221; custom_css_main_element_phone=&#8221;flex-basis:44%;&#8221;][et_pb_image src=&#8221;https:\/\/lifehappens.org\/wp-content\/uploads\/2023\/01\/image_LL_Taylor.png&#8221; alt=&#8221;Brentney Reynolds&#8221; title_text=&#8221;image_LL_Taylor&#8221; _builder_version=&#8221;4.19.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][et_pb_text _builder_version=&#8221;4.19.4&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Montserrat|800|||||||&#8221; text_font_size=&#8221;30px&#8221; text_orientation=&#8221;center&#8221; background_layout=&#8221;dark&#8221; custom_padding=&#8221;|10px|||false|false&#8221; text_font_size_tablet=&#8221;28px&#8221; text_font_size_phone=&#8221;24px&#8221; text_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Taylor Bush<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.19.4&#8243; _module_preset=&#8221;default&#8221; custom_padding_tablet=&#8221;|||20px|false|false&#8221; custom_padding_phone=&#8221;|10px||10px|false|false&#8221; custom_padding_last_edited=&#8221;on|tablet&#8221; link_option_url=&#8221;https:\/\/lifehappens.org\/recipient\/rylee-martinez\/&#8221; global_colors_info=&#8221;{}&#8221; custom_css_main_element_last_edited=&#8221;on|tablet&#8221; custom_css_main_element_tablet=&#8221;flex-basis:44%;&#8221; custom_css_main_element_phone=&#8221;flex-basis:44%;&#8221;][et_pb_image src=&#8221;https:\/\/lifehappens.org\/wp-content\/uploads\/2023\/01\/image_LL_Rylee.png&#8221; alt=&#8221;AylaJean Root&#8221; title_text=&#8221;image_LL_Rylee&#8221; _builder_version=&#8221;4.19.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][et_pb_text _builder_version=&#8221;4.19.4&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Montserrat|800|||||||&#8221; text_font_size=&#8221;30px&#8221; text_orientation=&#8221;center&#8221; background_layout=&#8221;dark&#8221; custom_padding=&#8221;|10px|||false|false&#8221; text_font_size_tablet=&#8221;28px&#8221; text_font_size_phone=&#8221;24px&#8221; text_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Rylee Martinez<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.19.4&#8243; _module_preset=&#8221;default&#8221; custom_padding_tablet=&#8221;|10px||10px|false|false&#8221; custom_padding_phone=&#8221;|10px||10px|false|false&#8221; custom_padding_last_edited=&#8221;on|tablet&#8221; 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global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Wyatt Lewallen<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_button button_url=&#8221;https:\/\/lifehappens.org\/life-lessons-scholarship-program\/scholarship-winners\/&#8221; button_text=&#8221;See all recipients&#8221; button_alignment=&#8221;center&#8221; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; custom_button=&#8221;on&#8221; button_text_color=&#8221;#FFFFFF&#8221; button_border_color=&#8221;#FFFFFF&#8221; button_border_radius=&#8221;14px&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.19.5&#8243; _module_preset=&#8221;default&#8221; 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_builder_version=&#8221;4.19.4&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;40px|60px|40px|90px|false|false&#8221; custom_padding_tablet=&#8221;|40px||60px|false|false&#8221; custom_padding_phone=&#8221;|20px||40px|false|false&#8221; custom_padding_last_edited=&#8221;on|tablet&#8221; border_radii=&#8221;on|40px|40px|40px|40px&#8221; border_width_all=&#8221;1px&#8221; border_color_all=&#8221;#00C67F&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.19.4&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Montserrat|900|||||||&#8221; text_font_size=&#8221;32px&#8221; text_line_height=&#8221;1.2em&#8221; header_font=&#8221;ABeeZee|600|||||||&#8221; header_font_size=&#8221;100px&#8221; background_layout=&#8221;dark&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;||||true|false&#8221; text_font_size_tablet=&#8221;28px&#8221; text_font_size_phone=&#8221;24px&#8221; text_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>In all honesty, I didn&#8217;t know what life insurance was until ten years after my mom&#8217;s death. You can never put a dollar amount on someone&#8217;s life, but you can definitely feel how much you need their financial contributions when they are gone.<\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.19.4&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Montserrat||||||||&#8221; text_font_size=&#8221;22px&#8221; text_line_height=&#8221;1.1em&#8221; text_orientation=&#8221;right&#8221; background_layout=&#8221;dark&#8221; custom_padding=&#8221;30px|40px|||false|false&#8221; custom_padding_tablet=&#8221;0px||||false|false&#8221; custom_padding_phone=&#8221;0px|20px|||false|false&#8221; custom_padding_last_edited=&#8221;on|tablet&#8221; text_font_size_tablet=&#8221;20px&#8221; text_font_size_phone=&#8221;18px&#8221; text_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Wyatt Lewallen<br \/><span style=\"color: #00c67f; font-size: .8em;\">2022 Legal &amp; General Recipient<\/span><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_button button_url=&#8221;https:\/\/lifehappens.org\/life-lessons-scholarship-program\/donate\/&#8221; button_text=&#8221;Make a donation&#8221; button_alignment=&#8221;center&#8221; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; custom_button=&#8221;on&#8221; button_text_color=&#8221;#FFFFFF&#8221; button_bg_color=&#8221;#00C67F&#8221; button_border_color=&#8221;#00C67F&#8221; button_border_radius=&#8221;14px&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.19.4&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;20px&#8221; text_orientation=&#8221;center&#8221; background_layout=&#8221;dark&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>We will start accepting <a href=\"https:\/\/lifehappens.org\/life-lessons-scholarship-program\/application\/\">applications<\/a> for this year\u2019s scholarships on February 1, 2023.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;100px||||false|false&#8221; top_divider_style=&#8221;wave&#8221; top_divider_color=&#8221;#156064&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||1%||false|false&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.19.3&#8243; _module_preset=&#8221;default&#8221; header_2_font=&#8221;Montserrat|900|||||||&#8221; header_2_font_size=&#8221;70px&#8221; header_2_font_size_tablet=&#8221;60px&#8221; header_2_font_size_phone=&#8221;46px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>Research<\/h2>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;20px&#8221; global_colors_info=&#8221;{}&#8221;]Life Happens conducts and publishes key industry research, including[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;3_5,2_5&#8243; custom_padding_last_edited=&#8221;on|phone&#8221; _builder_version=&#8221;4.19.4&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;3%||3%||false|false&#8221; custom_padding_tablet=&#8221;3%||3%||false|false&#8221; custom_padding_phone=&#8221;5%||5%||false|false&#8221; custom_css_main_element=&#8221;display: flex;||justify-content: center;||align-items: center;&#8221; global_colors_info=&#8221;{}&#8221; custom_css_main_element_last_edited=&#8221;on|tablet&#8221; custom_css_main_element_tablet=&#8221;display:flex;||align-items:flex-start;&#8221; custom_css_main_element_phone=&#8221;display:block;&#8221;][et_pb_column type=&#8221;3_5&#8243; _builder_version=&#8221;4.19.4&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;|20px|||false|false&#8221; global_colors_info=&#8221;{}&#8221; custom_css_main_element_last_edited=&#8221;on|tablet&#8221; custom_css_main_element_phone=&#8221;display:block;&#8221;][et_pb_text _builder_version=&#8221;4.19.3&#8243; _module_preset=&#8221;default&#8221; header_3_font=&#8221;Montserrat|900|||||||&#8221; header_3_font_size=&#8221;32px&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;||||false|false&#8221; header_3_font_size_tablet=&#8221;32px&#8221; header_3_font_size_phone=&#8221;28px&#8221; header_3_font_size_last_edited=&#8221;on|phone&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3>2022 Insurance Barometer Study<\/h3>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.19.3&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;20px&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding_tablet=&#8221;||||false|false&#8221; custom_padding_phone=&#8221;||||false|false&#8221; custom_padding_last_edited=&#8221;on|tablet&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]The <a href=\"https:\/\/lifehappens.org\/research\/owning-life-insurance-provides-a-clear-path-to-financial-security\/\">2022 Insurance Barometer Study<\/a>, conducted annually by Life Happens and LIMRA, reveals that financial security is a concern for all generations, but one that can be addressed with a stronger understanding of life insurance and its value.<\/p>\n<p>Key findings:<\/p>\n<ul style=\"padding-bottom:0;\">\n<li>106 million adults are in need of life insurance\u2014or more of it<\/li>\n<li style=\"padding-bottom:0;\">68% of life insurance owners feel financially secure compared to just 47% of non-owners<\/li>\n<\/ul>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;2_5&#8243; _builder_version=&#8221;4.19.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; custom_css_main_element_last_edited=&#8221;on|tablet&#8221; custom_css_main_element_tablet=&#8221;flex: 0 2 auto;&#8221; custom_css_main_element_phone=&#8221;display:block;&#8221;][et_pb_image src=&#8221;https:\/\/lifehappens.org\/wp-content\/uploads\/2022\/12\/image_research_barometer_circle.jpg&#8221; title_text=&#8221;image_research_barometer_circle&#8221; align_tablet=&#8221;right&#8221; align_phone=&#8221;right&#8221; align_last_edited=&#8221;on|tablet&#8221; _builder_version=&#8221;4.19.4&#8243; _module_preset=&#8221;default&#8221; width_tablet=&#8221;&#8221; width_phone=&#8221;80%&#8221; width_last_edited=&#8221;on|tablet&#8221; custom_padding_tablet=&#8221;||||false|false&#8221; custom_padding_phone=&#8221;||||false|false&#8221; custom_padding_last_edited=&#8221;on|tablet&#8221; module_alignment_tablet=&#8221;&#8221; module_alignment_phone=&#8221;center&#8221; module_alignment_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;2_5,3_5&#8243; custom_padding_last_edited=&#8221;on|phone&#8221; _builder_version=&#8221;4.19.4&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;3%||3%||false|false&#8221; custom_padding_tablet=&#8221;3%||3%||false|false&#8221; custom_padding_phone=&#8221;5%||5%||false|false&#8221; custom_css_main_element=&#8221;display: flex;||justify-content: center;||align-items: center;&#8221; global_colors_info=&#8221;{}&#8221; custom_css_main_element_last_edited=&#8221;on|tablet&#8221; custom_css_main_element_tablet=&#8221;display:flex;||align-items:flex-start;&#8221; custom_css_main_element_phone=&#8221;display: -webkit-box;||  display: -moz-box;||  display: -ms-flexbox;||  display: -webkit-flex;||  display: flex;||-webkit-flex-wrap: wrap; \/* Safari 6.1+ *\/||flex-wrap: wrap;&#8221;][et_pb_column type=&#8221;2_5&#8243; _builder_version=&#8221;4.19.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; custom_css_main_element_last_edited=&#8221;on|tablet&#8221; custom_css_main_element_tablet=&#8221;flex: 0 2 auto;&#8221; custom_css_main_element_phone=&#8221;order:2;||margin-bottom:0 !important;&#8221;][et_pb_image src=&#8221;https:\/\/lifehappens.org\/wp-content\/uploads\/2022\/12\/image_research_hispanic_circle.jpg&#8221; title_text=&#8221;image_research_hispanic_circle&#8221; _builder_version=&#8221;4.19.4&#8243; _module_preset=&#8221;default&#8221; width_tablet=&#8221;&#8221; width_phone=&#8221;81%&#8221; width_last_edited=&#8221;on|phone&#8221; module_alignment_tablet=&#8221;&#8221; module_alignment_phone=&#8221;center&#8221; module_alignment_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][et_pb_column type=&#8221;3_5&#8243; _builder_version=&#8221;4.19.4&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;|||20px|false|false&#8221; custom_padding_tablet=&#8221;|||20px|false|false&#8221; custom_padding_phone=&#8221;|||0px|false|false&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221; custom_css_main_element_last_edited=&#8221;on|tablet&#8221; custom_css_main_element_phone=&#8221;order:1;||margin-bottom: 0px !important;&#8221;][et_pb_text _builder_version=&#8221;4.19.3&#8243; _module_preset=&#8221;default&#8221; header_3_font=&#8221;Montserrat|900|||||||&#8221; header_3_font_size=&#8221;32px&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;||||false|false&#8221; header_3_font_size_tablet=&#8221;32px&#8221; header_3_font_size_phone=&#8221;28px&#8221; header_3_font_size_last_edited=&#8221;on|phone&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3>Hispanic Americans: Life Insurance Ownership and Attitudes<\/h3>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.19.4&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;20px&#8221; custom_margin=&#8221;||30px||false|false&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>This <a href=\"https:\/\/lifehappens.org\/research\/the-life-insurance-need-gap-for-hispanic-americans\/\">new report<\/a>, a supplement to the 2022 Insurance Barometer Study by Life Happens and LIMRA, gives insight into the Hispanic market and how the life insurance need gap can be overcome.<\/p>\n<p>Key findings:<\/p>\n<ul style=\"padding-bottom: 0;\">\n<li>51% of Hispanic Americans say they need (or need more) life insurance<\/li>\n<li style=\"padding-bottom: 0;\">Hispanic Americans say that cost (38%) and competing financial priorities (38%) are the top reasons that they don\u2019t have life insurance or more of it<\/li>\n<\/ul>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;3_5,2_5&#8243; custom_padding_last_edited=&#8221;on|phone&#8221; _builder_version=&#8221;4.19.4&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;3%||3%||false|false&#8221; custom_padding_tablet=&#8221;3%||3%||false|false&#8221; custom_padding_phone=&#8221;5%||5%||false|false&#8221; custom_css_main_element=&#8221;display: flex;||justify-content: center;||align-items: center;&#8221; global_colors_info=&#8221;{}&#8221; custom_css_main_element_last_edited=&#8221;on|tablet&#8221; custom_css_main_element_tablet=&#8221;display:flex;||align-items:flex-start;&#8221; custom_css_main_element_phone=&#8221;display:block;&#8221;][et_pb_column type=&#8221;3_5&#8243; _builder_version=&#8221;4.19.4&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;|20px|||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.19.3&#8243; _module_preset=&#8221;default&#8221; header_3_font=&#8221;Montserrat|900|||||||&#8221; header_3_font_size=&#8221;32px&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;||||false|false&#8221; header_3_font_size_tablet=&#8221;32px&#8221; header_3_font_size_phone=&#8221;28px&#8221; header_3_font_size_last_edited=&#8221;on|phone&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3>For Love and Money<\/h3>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.19.4&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;20px&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]This <a href=\"https:\/\/lifehappens.org\/research\/for-love-and-money\/\">new study<\/a> released in February 2022 by Life Happens showed that American relationships are changing, and finances are playing a key role. In fact, those in a relationship are talking openly about their finances even before saying \u201cI love you.\u201d<\/p>\n<p>Key findings:<\/p>\n<ul style=\"padding-bottom: 0;\">\n<li>59% would feel more secure in their relationship if they discussed getting life insurance with their partner<\/li>\n<li style=\"padding-bottom: 0;\">When asked what financial decisions would demonstrate their love to someone, 36% said purchasing a life insurance policy, with men more likely to say that than women (40% vs 33%)<\/li>\n<\/ul>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;2_5&#8243; _builder_version=&#8221;4.19.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; custom_css_main_element_last_edited=&#8221;on|phone&#8221; custom_css_main_element_tablet=&#8221;flex: 0 2 auto;&#8221; custom_css_main_element_phone=&#8221;flex: 0 2 auto;&#8221;][et_pb_image src=&#8221;https:\/\/lifehappens.org\/wp-content\/uploads\/2022\/12\/image_research_love_circle.jpg&#8221; title_text=&#8221;image_research_love_circle&#8221; _builder_version=&#8221;4.19.4&#8243; _module_preset=&#8221;default&#8221; width_tablet=&#8221;&#8221; width_phone=&#8221;80%&#8221; width_last_edited=&#8221;on|phone&#8221; module_alignment_tablet=&#8221;&#8221; module_alignment_phone=&#8221;center&#8221; module_alignment_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#F4F2EF&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||1%||false|false&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.19.3&#8243; 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This year, we focused on reaching the Hispanic American market, which built on the successes and learnings we had last year as [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":22720,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-22005","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v23.8 (Yoast SEO v23.8) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>2022 Annual Report &#8211; Life Happens<\/title>\n<meta name=\"description\" content=\"Take a look at some of the memorable moments we achieved together in Life Happens&#039; 2022 Annual Report.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/lifehappens.org\/2022-annual-report\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"2022 Annual Report\" \/>\n<meta property=\"og:description\" content=\"Take a look at some of the memorable moments we achieved together in Life Happens&#039; 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