{"id":24197,"date":"2023-05-04T10:54:43","date_gmt":"2023-05-04T14:54:43","guid":{"rendered":"https:\/\/lifehappens.org\/?p=24197"},"modified":"2023-05-04T10:58:48","modified_gmt":"2023-05-04T14:58:48","slug":"for-mike-sizemore-disability-insurance-was-a-financial-lifesaver","status":"publish","type":"post","link":"https:\/\/lifehappens.org\/blog\/for-mike-sizemore-disability-insurance-was-a-financial-lifesaver\/","title":{"rendered":"For Mike Sizemore, Disability Insurance Was a Financial Lifesaver"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.20.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_row column_structure=&#8221;3_5,2_5&#8243; _builder_version=&#8221;4.20.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_column type=&#8221;3_5&#8243; _builder_version=&#8221;4.20.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_text _builder_version=&#8221;4.20.4&#8243; _module_preset=&#8221;default&#8221; header_3_font_size=&#8221;18px&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;]<\/p>\n<p>Life Happens first met Mike Sizemore <a href=\"https:\/\/lifehappens.org\/videos\/long-road-back\/\">in 2015<\/a>, three years after a drunk driver hit him while he was crossing the street and his life changed forever. We captured his story as part of our <a href=\"https:\/\/lifehappens.org\/real-life-stories\/\">Real Life Stories<\/a> program\u2014at the time, he was still recovering from the accident following countless surgeries. Fortunately, he had disability insurance when he needed it most and could continue paying his bills and rent while he was unable to return to work.<\/p>\n<p>We recently had the opportunity to follow up on Mike\u2019s story and see how he\u2019s doing now, more than a decade after the accident.<\/p>\n<h3><strong><\/strong><\/h3>\n<h3><strong><\/strong><\/h3>\n<h3><strong>Life Happens: What\u2019s one moment that changed your life?<\/strong><\/h3>\n<p><strong>Mike Sizemore: <\/strong>A decade ago, when I was 27, I was hit by a drunk driver while I was walking across an intersection. I was so badly injured\u2014fractured skull, separated shoulder, shattered legs\u2014that doctors weren\u2019t sure I\u2019d live.<\/p>\n<h3><strong><\/strong><\/h3>\n<h3><strong>LH: How was your life different?<\/strong><\/h3>\n<p><strong>Mike: <\/strong>The accident changed my whole outlook on life. I was in critical care for months and then spent another year and a half learning how to walk, talk and function all over again. I was at the start of my career, which looked so promising, and suddenly I was unable to work.<\/p>\n<h3><strong><\/strong><\/h3>\n<h3><strong>LH: How did disability insurance help?<\/strong><\/h3>\n<p><strong>Mike: <\/strong>It\u2019s been a financial lifesaver. It replaced a significant portion of my income when I couldn\u2019t work at all. And with my traumatic brain injury, I\u2019m still not able to work full-time. So, it supplements my income, allowing me to live a full life. My fianc\u00e9e and I just bought a house, and I\u2019m able to give my son the childhood he deserves.<\/p>\n<h3><strong><\/strong><\/h3>\n<h3><strong>LH: What\u2019s your advice to others?<\/strong><\/h3>\n<p><strong>Mike:<\/strong> Don\u2019t think that it can\u2019t happen to you. It comes down to the simple fact that if you work and rely on your income, you need disability insurance.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;2_5&#8243; _builder_version=&#8221;4.20.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_code _builder_version=&#8221;4.20.4&#8243; _module_preset=&#8221;default&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; sticky_enabled=&#8221;0&#8243;]<script src=\"https:\/\/fast.wistia.com\/embed\/medias\/i2nzezfhhy.jsonp\" async><\/script><script src=\"https:\/\/fast.wistia.com\/assets\/external\/E-v1.js\" async><\/script><\/p>\n<div class=\"wistia_responsive_padding\" style=\"padding:177.71% 0 0 0;position:relative;\">\n<div class=\"wistia_responsive_wrapper\" style=\"height:100%;left:0;position:absolute;top:0;width:100%;\">\n<div class=\"wistia_embed wistia_async_i2nzezfhhy seo=false videoFoam=true\" style=\"height:100%;position:relative;width:100%\">\n<div class=\"wistia_swatch\" style=\"height:100%;left:0;opacity:0;overflow:hidden;position:absolute;top:0;transition:opacity 200ms;width:100%;\"><img decoding=\"async\" src=\"https:\/\/fast.wistia.com\/embed\/medias\/i2nzezfhhy\/swatch\" style=\"filter:blur(5px);height:100%;object-fit:contain;width:100%;\" alt=\"\" aria-hidden=\"true\" onload=\"this.parentNode.style.opacity=1;\" \/><\/div>\n<\/div>\n<\/div>\n<\/div>\n<p>[\/et_pb_code][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.20.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.20.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_text _builder_version=&#8221;4.20.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;]<\/p>\n<p>Simply put, <a href=\"https:\/\/lifehappens.org\/disability-insurance-101\/\">disability insurance<\/a> is for anyone who works. Your everyday expenses like bills, groceries and rent payments still pile up even if you can\u2019t work, and medical bills from an illness or injury can make things even worse financially. Disability insurance provides you with a percentage of your income if an illness or injury prevents you from working and earning a living, just like it continues to do for Mike eleven years after his accident.<\/p>\n<p>You can read more about Mike\u2019s story <a href=\"https:\/\/lifehappens.org\/a-decade-later-with-mike-sizemore\/\">here<\/a>.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Mike&#8217;s life changed forever when he was hit by a drunk driver while crossing the street. Fortunately, he had disability insurance when he needed it most.<\/p>\n","protected":false},"author":39,"featured_media":24198,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[5],"tags":[149,548,547,477,160,141,549],"class_list":["post-24197","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-disability-insurance","tag-individual-disability-insurance-policy","tag-michael-sizemore","tag-mike-sizemore","tag-qa","tag-real-life-stories","tag-real-life-story","tag-sizemore"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v23.8 (Yoast SEO v23.8) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>For Mike Sizemore, Disability Insurance Was a Financial Lifesaver &#8211; Life Happens<\/title>\n<meta name=\"description\" content=\"Mike&#039;s life changed forever when he was hit by a drunk driver while crossing the street. 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