{"id":24205,"date":"2023-05-11T10:01:20","date_gmt":"2023-05-11T14:01:20","guid":{"rendered":"https:\/\/lifehappens.org\/?p=24205"},"modified":"2023-05-11T10:01:22","modified_gmt":"2023-05-11T14:01:22","slug":"5-myths-the-aapi-community-has-about-life-insurance","status":"publish","type":"post","link":"https:\/\/lifehappens.org\/blog\/5-myths-the-aapi-community-has-about-life-insurance\/","title":{"rendered":"5 Myths the AAPI Community Has About Life Insurance"},"content":{"rendered":"\n[et_pb_section fb_built=&#8221;1&#8243; theme_builder_area=&#8221;post_content&#8221; _builder_version=&#8221;4.20.4&#8243; _module_preset=&#8221;default&#8221;][et_pb_row _builder_version=&#8221;4.20.4&#8243; _module_preset=&#8221;default&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_column _builder_version=&#8221;4.20.4&#8243; _module_preset=&#8221;default&#8221; type=&#8221;4_4&#8243; theme_builder_area=&#8221;post_content&#8221;][et_pb_text _builder_version=&#8221;4.20.4&#8243; _module_preset=&#8221;default&#8221; theme_builder_area=&#8221;post_content&#8221; hover_enabled=&#8221;0&#8243; sticky_enabled=&#8221;0&#8243;]<p>Insurance professional and Filipino American Jordan Mangaliman works hard to educate the Asian American and Pacific Islander (AAPI) community about life insurance.<\/p>\n<p>While Asian Americans represent the race and ethnic group with the smallest life insurance need-gap\u201435% say they need life insurance or more of it\u2014that still represents 5 million people in the AAPI community who need more coverage, according to <a href=\"https:\/\/lifehappens.org\/research\/millennials-and-gen-z-lead-growing-need-for-life-insurance-in-2023\/\">recent data<\/a> from the 2023 Insurance Barometer Study by Life Happens and LIMRA.<\/p>\n<p>The founder and CEO of Gold Line Insurance and Financial Services in Fullerton, Calif., Jordan regularly helps members of his local community get life insurance coverage. Here are the biggest misconceptions he encounters from his AAPI clients.<strong><\/strong><\/p>\n<h2>1. Life insurance is unaffordable.<\/h2>\n<p>Jordan says this is one of the most frequent myths he hears in the AAPI community. According to the 2023 Insurance Barometer Study, Asian Americans cite perceived expense as the top reason for not owning life insurance (37 percent), followed by other financial priorities (26 percent).<\/p>\n<p>The good news is life insurance probably costs less than you think. In fact, most people overestimate its cost by three times or more. As Jordan shares, \u201cBy working with an insurance professional, you can shop different carriers and rates. Affordable coverage with abundant benefits is more budget-friendly than you think!\u201d<\/p>\n<h2>2. I have enough life insurance at work.<\/h2>\n<p>According to the same study, Asian Americans are more likely (29 percent) than other race and ethnic groups to say, \u201cI have life insurance through my job, and I feel it is enough for me.\u201d While life insurance through your job is a great benefit, it\u2019s usually <a href=\"https:\/\/lifehappens.org\/blog\/life-insurance-from-your-employer-usually-isnt-enough\/\">not enough coverage<\/a>.<\/p>\n<p>Many people with life insurance through work have a group term policy that provides one or two times their salary. Jordan lets his clients know that depending on how much financial support your family may need, this is often not enough.<\/p>\n<p>Think about all the expenses your family would have to continue to cover after you die\u2014bills, mortgage payments, childcare, debt, retirement. <a href=\"https:\/\/lifehappens.org\/life-insurance-needs-calculator\/\">It adds up<\/a>. How far would your coverage from work really go once you calculate those costs?<\/p>\n<p>\u201cAnother important factor to ask,\u201d says Jordan, \u201cis, \u2018What happens to your life insurance policy at work if you no longer work there anymore?\u2019\u201d An individual life insurance policy ensures you keep your coverage regardless of where you work.<\/p>\n<h2>3. I<strong>\u00a0have to die to use a life insurance policy.<\/strong><\/h2>\n<p>Jordan says many of his clients aren\u2019t aware of how life insurance could benefit them while they\u2019re still alive. The data supports this: Asian Americans are more likely (34 percent) to say that they can\u2019t personally benefit from life insurance compared to other groups.<\/p>\n<p>Jordan is quick to educate them on how life insurance policies have gone through several evolutions, with one of the most important being <a href=\"https:\/\/lifehappens.org\/life-insurance-101\/what-are-living-benefits-of-life-insurance\/\">living benefits<\/a>. This means you can potentially access your life insurance policy if you get sick or injured while you\u2019re still alive. Furthermore, permanent life insurance can be designed so that the policy\u2019s cash value can fund supplemental retirement income, pay for college, buy a house and more.<\/p>\n<h2>4. <strong>I have savings, so I don\u2019t need life insurance. <\/strong><\/h2>\n<p>Interestingly, Asian Americans are the least likely of all groups to say that saving money for an emergency fund (29 percent) or paying monthly bills (24 percent) are their top financial concerns. It\u2019s clear the AAPI community values saving. And yet, what happens to your plans for those savings (retirement, passing on generational wealth, etc.) if your family has to use it all to cover expenses when you die?<\/p>\n<p>As Jordan puts it, \u201cThe purpose of life insurance is to pay a benefit in the event of an unexpected life event. Just like car insurance, you are paying a premium so that the insurance company will pay a benefit if an unexpected qualifying event occurs, so you don\u2019t have to use your hard-earned savings.\u201d<\/p>\n<h2>5. I\u2019m too young for life insurance.<\/h2>\n<p>Since life insurance premiums are calculated based on your risk of dying, it\u2019s generally more affordable the younger and healthier you are. That means premiums can go up the longer you wait! Lock in your rate now before any health conditions surprise you later on.<\/p>\n<p>Working with an insurance professional like Jordan is a great way to learn more and get coverage. Check out our helpful information on how to <a href=\"https:\/\/lifehappens.org\/choosing-an-agent\/\">choose a qualified insurance professional<\/a>. Then use our <a href=\"https:\/\/lifehappens.org\/agent-locator\/\">Agent Locator<\/a> to find one in your area.<\/p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]\n","protected":false},"excerpt":{"rendered":"<p>While Asian Americans represent the race and ethnic group with the smallest life insurance need-gap\u201435% say they need life insurance or more of it\u2014that still represents 5 million people in the AAPI community who need more coverage.<\/p>\n","protected":false},"author":39,"featured_media":24206,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[4],"tags":[540,458,459,462,460,409,254,217,482],"class_list":["post-24205","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-life-insurance","tag-2023-insurance-barometer-study","tag-aapi","tag-aapi-heritage-month","tag-asian","tag-asian-american","tag-barometer","tag-barometer-study","tag-life-insurance-myths","tag-myths-and-misconceptions"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v23.8 (Yoast SEO v23.8) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>5 Myths the AAPI Community Has About Life Insurance &#8211; Life Happens<\/title>\n<meta name=\"description\" content=\"Insurance professional and Filipino American Jordan Mangaliman frequently hears these life insurance myths from his AAPI clients.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/lifehappens.org\/blog\/5-myths-the-aapi-community-has-about-life-insurance\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"5 Myths the AAPI Community Has About Life Insurance\" \/>\n<meta property=\"og:description\" content=\"Insurance professional and Filipino American Jordan Mangaliman frequently hears these life insurance myths from his AAPI clients.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/lifehappens.org\/blog\/5-myths-the-aapi-community-has-about-life-insurance\/\" \/>\n<meta property=\"og:site_name\" content=\"Life Happens\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/lifehappens.org\" \/>\n<meta property=\"article:published_time\" content=\"2023-05-11T14:01:20+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-05-11T14:01:22+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/lifehappens.org\/wp-content\/uploads\/2023\/05\/GettyImages-1224808084.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2000\" \/>\n\t<meta property=\"og:image:height\" content=\"1130\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Devin Pascoe\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@lifehappens\" \/>\n<meta name=\"twitter:site\" content=\"@lifehappens\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Devin Pascoe\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/lifehappens.org\/blog\/5-myths-the-aapi-community-has-about-life-insurance\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/lifehappens.org\/blog\/5-myths-the-aapi-community-has-about-life-insurance\/\"},\"author\":{\"name\":\"Devin Pascoe\",\"@id\":\"https:\/\/lifehappens.org\/#\/schema\/person\/24a37adcafe1f2fb74aaeb53e95e0388\"},\"headline\":\"5 Myths the AAPI Community Has About Life Insurance\",\"datePublished\":\"2023-05-11T14:01:20+00:00\",\"dateModified\":\"2023-05-11T14:01:22+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/lifehappens.org\/blog\/5-myths-the-aapi-community-has-about-life-insurance\/\"},\"wordCount\":820,\"publisher\":{\"@id\":\"https:\/\/lifehappens.org\/#organization\"},\"image\":{\"@id\":\"https:\/\/lifehappens.org\/blog\/5-myths-the-aapi-community-has-about-life-insurance\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/lifehappens.org\/wp-content\/uploads\/2023\/05\/GettyImages-1224808084.jpg\",\"keywords\":[\"2023 Insurance Barometer Study\",\"AAPI\",\"AAPI Heritage Month\",\"Asian\",\"Asian American\",\"Barometer\",\"Barometer Study\",\"life insurance myths\",\"myths and misconceptions\"],\"articleSection\":[\"Life Insurance\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/lifehappens.org\/blog\/5-myths-the-aapi-community-has-about-life-insurance\/\",\"url\":\"https:\/\/lifehappens.org\/blog\/5-myths-the-aapi-community-has-about-life-insurance\/\",\"name\":\"5 Myths the AAPI Community Has About Life Insurance &#8211; Life Happens\",\"isPartOf\":{\"@id\":\"https:\/\/lifehappens.org\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/lifehappens.org\/blog\/5-myths-the-aapi-community-has-about-life-insurance\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/lifehappens.org\/blog\/5-myths-the-aapi-community-has-about-life-insurance\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/lifehappens.org\/wp-content\/uploads\/2023\/05\/GettyImages-1224808084.jpg\",\"datePublished\":\"2023-05-11T14:01:20+00:00\",\"dateModified\":\"2023-05-11T14:01:22+00:00\",\"description\":\"Insurance professional and Filipino American Jordan Mangaliman frequently hears these life insurance myths from his AAPI clients.\",\"breadcrumb\":{\"@id\":\"https:\/\/lifehappens.org\/blog\/5-myths-the-aapi-community-has-about-life-insurance\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/lifehappens.org\/blog\/5-myths-the-aapi-community-has-about-life-insurance\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/lifehappens.org\/blog\/5-myths-the-aapi-community-has-about-life-insurance\/#primaryimage\",\"url\":\"https:\/\/lifehappens.org\/wp-content\/uploads\/2023\/05\/GettyImages-1224808084.jpg\",\"contentUrl\":\"https:\/\/lifehappens.org\/wp-content\/uploads\/2023\/05\/GettyImages-1224808084.jpg\",\"width\":2000,\"height\":1130,\"caption\":\"AAPI mom on laptop and daughter coloring are laughing together at the table\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/lifehappens.org\/blog\/5-myths-the-aapi-community-has-about-life-insurance\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/lifehappens.org\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"5 Myths the AAPI Community Has About Life Insurance\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/lifehappens.org\/#website\",\"url\":\"https:\/\/lifehappens.org\/\",\"name\":\"Life Happens\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/lifehappens.org\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/lifehappens.org\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/lifehappens.org\/#organization\",\"name\":\"Life Happens\",\"url\":\"https:\/\/lifehappens.org\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/lifehappens.org\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/lifehappens.org\/wp-content\/uploads\/2021\/06\/logo_LifeHappens_primary_horizontal_color_SM.png\",\"contentUrl\":\"https:\/\/lifehappens.org\/wp-content\/uploads\/2021\/06\/logo_LifeHappens_primary_horizontal_color_SM.png\",\"width\":326,\"height\":50,\"caption\":\"Life Happens\"},\"image\":{\"@id\":\"https:\/\/lifehappens.org\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/lifehappens.org\",\"https:\/\/x.com\/lifehappens\",\"https:\/\/www.instagram.com\/lifehappens\/\",\"https:\/\/www.linkedin.com\/company\/lifehappensorg\/\",\"https:\/\/www.youtube.com\/c\/LifeHappensOrg\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/lifehappens.org\/#\/schema\/person\/24a37adcafe1f2fb74aaeb53e95e0388\",\"name\":\"Devin Pascoe\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/lifehappens.org\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/lifehappens.org\/wp-content\/uploads\/2020\/08\/photo_staff_Devin_Pascoe-150x150.jpg\",\"contentUrl\":\"https:\/\/lifehappens.org\/wp-content\/uploads\/2020\/08\/photo_staff_Devin_Pascoe-150x150.jpg\",\"caption\":\"Devin Pascoe\"},\"description\":\"Devin Pascoe, Marketing Director at Life Happens, oversees marketing strategy and growth of the organization's digital channels, creating content for social media, emails, and the consumer website.\",\"url\":\"https:\/\/lifehappens.org\/blog\/author\/devin\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"5 Myths the AAPI Community Has About Life Insurance &#8211; Life Happens","description":"Insurance professional and Filipino American Jordan Mangaliman frequently hears these life insurance myths from his AAPI clients.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/lifehappens.org\/blog\/5-myths-the-aapi-community-has-about-life-insurance\/","og_locale":"en_US","og_type":"article","og_title":"5 Myths the AAPI Community Has About Life Insurance","og_description":"Insurance professional and Filipino American Jordan Mangaliman frequently hears these life insurance myths from his AAPI clients.","og_url":"https:\/\/lifehappens.org\/blog\/5-myths-the-aapi-community-has-about-life-insurance\/","og_site_name":"Life Happens","article_publisher":"https:\/\/www.facebook.com\/lifehappens.org","article_published_time":"2023-05-11T14:01:20+00:00","article_modified_time":"2023-05-11T14:01:22+00:00","og_image":[{"width":2000,"height":1130,"url":"https:\/\/lifehappens.org\/wp-content\/uploads\/2023\/05\/GettyImages-1224808084.jpg","type":"image\/jpeg"}],"author":"Devin Pascoe","twitter_card":"summary_large_image","twitter_creator":"@lifehappens","twitter_site":"@lifehappens","twitter_misc":{"Written by":"Devin Pascoe","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/lifehappens.org\/blog\/5-myths-the-aapi-community-has-about-life-insurance\/#article","isPartOf":{"@id":"https:\/\/lifehappens.org\/blog\/5-myths-the-aapi-community-has-about-life-insurance\/"},"author":{"name":"Devin Pascoe","@id":"https:\/\/lifehappens.org\/#\/schema\/person\/24a37adcafe1f2fb74aaeb53e95e0388"},"headline":"5 Myths the AAPI Community Has About Life Insurance","datePublished":"2023-05-11T14:01:20+00:00","dateModified":"2023-05-11T14:01:22+00:00","mainEntityOfPage":{"@id":"https:\/\/lifehappens.org\/blog\/5-myths-the-aapi-community-has-about-life-insurance\/"},"wordCount":820,"publisher":{"@id":"https:\/\/lifehappens.org\/#organization"},"image":{"@id":"https:\/\/lifehappens.org\/blog\/5-myths-the-aapi-community-has-about-life-insurance\/#primaryimage"},"thumbnailUrl":"https:\/\/lifehappens.org\/wp-content\/uploads\/2023\/05\/GettyImages-1224808084.jpg","keywords":["2023 Insurance Barometer Study","AAPI","AAPI Heritage Month","Asian","Asian American","Barometer","Barometer Study","life insurance myths","myths and misconceptions"],"articleSection":["Life Insurance"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/lifehappens.org\/blog\/5-myths-the-aapi-community-has-about-life-insurance\/","url":"https:\/\/lifehappens.org\/blog\/5-myths-the-aapi-community-has-about-life-insurance\/","name":"5 Myths the AAPI Community Has About Life Insurance &#8211; Life Happens","isPartOf":{"@id":"https:\/\/lifehappens.org\/#website"},"primaryImageOfPage":{"@id":"https:\/\/lifehappens.org\/blog\/5-myths-the-aapi-community-has-about-life-insurance\/#primaryimage"},"image":{"@id":"https:\/\/lifehappens.org\/blog\/5-myths-the-aapi-community-has-about-life-insurance\/#primaryimage"},"thumbnailUrl":"https:\/\/lifehappens.org\/wp-content\/uploads\/2023\/05\/GettyImages-1224808084.jpg","datePublished":"2023-05-11T14:01:20+00:00","dateModified":"2023-05-11T14:01:22+00:00","description":"Insurance professional and Filipino American Jordan Mangaliman frequently hears these life insurance myths from his AAPI clients.","breadcrumb":{"@id":"https:\/\/lifehappens.org\/blog\/5-myths-the-aapi-community-has-about-life-insurance\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/lifehappens.org\/blog\/5-myths-the-aapi-community-has-about-life-insurance\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/lifehappens.org\/blog\/5-myths-the-aapi-community-has-about-life-insurance\/#primaryimage","url":"https:\/\/lifehappens.org\/wp-content\/uploads\/2023\/05\/GettyImages-1224808084.jpg","contentUrl":"https:\/\/lifehappens.org\/wp-content\/uploads\/2023\/05\/GettyImages-1224808084.jpg","width":2000,"height":1130,"caption":"AAPI mom on laptop and daughter coloring are laughing together at the table"},{"@type":"BreadcrumbList","@id":"https:\/\/lifehappens.org\/blog\/5-myths-the-aapi-community-has-about-life-insurance\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/lifehappens.org\/"},{"@type":"ListItem","position":2,"name":"5 Myths the AAPI Community Has About Life Insurance"}]},{"@type":"WebSite","@id":"https:\/\/lifehappens.org\/#website","url":"https:\/\/lifehappens.org\/","name":"Life Happens","description":"","publisher":{"@id":"https:\/\/lifehappens.org\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/lifehappens.org\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/lifehappens.org\/#organization","name":"Life Happens","url":"https:\/\/lifehappens.org\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/lifehappens.org\/#\/schema\/logo\/image\/","url":"https:\/\/lifehappens.org\/wp-content\/uploads\/2021\/06\/logo_LifeHappens_primary_horizontal_color_SM.png","contentUrl":"https:\/\/lifehappens.org\/wp-content\/uploads\/2021\/06\/logo_LifeHappens_primary_horizontal_color_SM.png","width":326,"height":50,"caption":"Life Happens"},"image":{"@id":"https:\/\/lifehappens.org\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/lifehappens.org","https:\/\/x.com\/lifehappens","https:\/\/www.instagram.com\/lifehappens\/","https:\/\/www.linkedin.com\/company\/lifehappensorg\/","https:\/\/www.youtube.com\/c\/LifeHappensOrg"]},{"@type":"Person","@id":"https:\/\/lifehappens.org\/#\/schema\/person\/24a37adcafe1f2fb74aaeb53e95e0388","name":"Devin Pascoe","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/lifehappens.org\/#\/schema\/person\/image\/","url":"https:\/\/lifehappens.org\/wp-content\/uploads\/2020\/08\/photo_staff_Devin_Pascoe-150x150.jpg","contentUrl":"https:\/\/lifehappens.org\/wp-content\/uploads\/2020\/08\/photo_staff_Devin_Pascoe-150x150.jpg","caption":"Devin Pascoe"},"description":"Devin Pascoe, Marketing Director at Life Happens, oversees marketing strategy and growth of the organization's digital channels, creating content for social media, emails, and the consumer website.","url":"https:\/\/lifehappens.org\/blog\/author\/devin\/"}]}},"_links":{"self":[{"href":"https:\/\/lifehappens.org\/wp-json\/wp\/v2\/posts\/24205","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lifehappens.org\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/lifehappens.org\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/lifehappens.org\/wp-json\/wp\/v2\/users\/39"}],"replies":[{"embeddable":true,"href":"https:\/\/lifehappens.org\/wp-json\/wp\/v2\/comments?post=24205"}],"version-history":[{"count":3,"href":"https:\/\/lifehappens.org\/wp-json\/wp\/v2\/posts\/24205\/revisions"}],"predecessor-version":[{"id":24210,"href":"https:\/\/lifehappens.org\/wp-json\/wp\/v2\/posts\/24205\/revisions\/24210"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/lifehappens.org\/wp-json\/wp\/v2\/media\/24206"}],"wp:attachment":[{"href":"https:\/\/lifehappens.org\/wp-json\/wp\/v2\/media?parent=24205"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/lifehappens.org\/wp-json\/wp\/v2\/categories?post=24205"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/lifehappens.org\/wp-json\/wp\/v2\/tags?post=24205"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}