[et_pb_section fb_built=”1″ make_equal=”on” specialty=”on” padding_top_2=”20px” padding_right_1=”50px” padding_top_bottom_link_1=”false” padding_top_bottom_link_2=”false” padding_left_right_link_1=”false” padding_left_right_link_2=”false” custom_css_main_1=”border-right:1px solid #eeeeee;” _builder_version=”4.21.0″ inner_width=”100%” inner_max_width=”1250px” inner_module_alignment=”center” custom_padding=”60px|35px||35px|false|true” top_divider_color=”#3390ff” top_divider_flip=”vertical|horizontal” top_divider_arrangement=”above_content” global_colors_info=”{}”][et_pb_column type=”3_4″ specialty_columns=”3″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_row_inner _builder_version=”4.16″ custom_padding=”20px||||false|false” global_colors_info=”{}”][et_pb_column_inner saved_specialty_column_type=”3_4″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_button button_url=”\/life-insurance-101″ button_text=”Life Insurance 101″ module_class=”button_icon_right” _builder_version=”4.16″ custom_button=”on” button_border_width=”0px” button_letter_spacing=”0px” custom_padding=”0em|0em|0em|0em|false|false” global_colors_info=”{}”][\/et_pb_button][et_pb_text _builder_version=”4.16″ _dynamic_attributes=”content” header_font_size=”38px” custom_margin=”||||false|false” custom_padding=”||||false|false” locked=”off” global_colors_info=”{}”]@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF90aXRsZSIsInNldHRpbmdzIjp7ImJlZm9yZSI6IjxoMT4iLCJhZnRlciI6IjwvaDE+In19@[\/et_pb_text][et_pb_text _builder_version=”4.16″ global_colors_info=”{}”]<\/p>\n
Like other aspects of your financial well-being, you don\u2019t want to take a \u201cset it and forget it\u201d approach to your life insurance policy.\u00a0<\/p>\n
As a general rule of thumb, it\u2019s a good idea to review your life insurance with your financial professional at least once a year. The life insurance review is a way to make sure that you have the right kind and level of coverage to protect your loved ones. And if you have permanent life insurance, it\u2019s a good opportunity to make sure it\u2019s helping you meet your overall financial goals.<\/p>\n
A life insurance review is also the perfect time to learn about any new coverage options your insurer recently announced; to discuss any concerns you have about the rate you\u2019re paying; and to take action before a policy expires.<\/p>\n
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[\/et_pb_text][et_pb_text _builder_version=”4.16″ global_colors_info=”{}”]Your life insurance often needs to change as your life changes. That\u2019s why you\u2019ll want to schedule a life insurance review after a major life event. Life events that should trigger a review of life insurance include:[\/et_pb_text][\/et_pb_column_inner][\/et_pb_row_inner][et_pb_row_inner column_structure=”1_2,1_2″ _builder_version=”4.16″ custom_padding=”0px||0px|||” global_colors_info=”{}”][et_pb_column_inner type=”1_2″ saved_specialty_column_type=”3_4″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_text _builder_version=”4.16″ global_colors_info=”{}”]<\/p>\n
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[\/et_pb_text][\/et_pb_column_inner][\/et_pb_row_inner][et_pb_row_inner _builder_version=”4.16″ custom_padding=”0px|||||” global_colors_info=”{}”][et_pb_column_inner saved_specialty_column_type=”3_4″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_text _builder_version=”4.16″ global_colors_info=”{}”]<\/p>\n
An often overlooked reason for scheduling a life insurance review is experiencing a change in health. A turn for the worse is often a reason to increase your coverage or to examine additional coverage opportunities. (Just know that a new policy may cost more if you\u2019re facing a health challenge.) That said, rest assured that you\u2019ll be able to continue the coverage you already have in place regardless of your health.<\/p>\n
On the flip side, an improved health outlook from losing weight, exercising more, quitting smoking and getting control over an issue like high blood pressure might help you get a better rate. The same applies if you recently quit a dangerous hobby like mountain climbing or left a risky job like being a roofer.<\/p>\n
[\/et_pb_text][\/et_pb_column_inner][\/et_pb_row_inner][et_pb_row_inner _builder_version=”4.16″ global_colors_info=”{}”][et_pb_column_inner saved_specialty_column_type=”3_4″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_text _builder_version=”4.16″ global_colors_info=”{}”]<\/p>\n
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One of the best ways to make sure your loved ones are fully protected is to work with a financial professional who can walk you through the entire process. If you don\u2019t have one to work with, check out our locator<\/a>. You can also work directly with an insurance company. Here are\u00a0company partners<\/a> that support our non-profit mission and can assist you in getting coverage directly or through one of their financial professionals. The key is to start today.<\/p>\n [\/et_pb_text][\/et_pb_column_inner][\/et_pb_row_inner][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.14.2″ text_font=”Montserrat|600||on|||||” text_font_size=”15px” custom_margin=”0px||0px||false|false” custom_padding=”58px|||20px|false|false” global_module=”2892″ global_colors_info=”{}”]<\/p>\n Learn more<\/p>\n [\/et_pb_text][et_pb_sidebar orientation=”right” area=”et_pb_widget_area_1″ show_border=”off” _builder_version=”4.21.0″ body_text_color=”#002838″ body_font_size=”14px” body_line_height=”1.3em” custom_margin=”||||false|false” custom_padding=”20px||||false|false” global_module=”2893″ global_colors_info=”{}”][\/et_pb_sidebar][\/et_pb_column][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":" Like other aspects of your financial well-being, you don\u2019t want to take a \u201cset it and forget it\u201d approach to your life insurance policy.\u00a0 As a general rule of thumb, it\u2019s a good idea to review your life insurance with your financial professional at least once a year. The life insurance review is a way […]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":3116,"menu_order":10,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-2787","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"\n